Is ALR or XYLD a better dividend investment in 2026?

ALR currently yields 151.52% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: ALR offers higher current income.

What is the dividend yield difference between ALR and XYLD?

ALR has a forward dividend yield of 151.52% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 140.54 percentage points.

Home › Compare › ALR vs XYLD

ALR vs XYLD: Dividend Comparison 2026

ALR yields 151.52% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ALR wins by $26.27M in total portfolio value

INVESTMENT

TIME HORIZON10 years

ALR

● Live price

151.52%

Share price

$1.32

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.29M

Annual income

$11,439,609.73

Full ALR calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ALR vs XYLD

📍 ALR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ALR	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ALR + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ALR pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALR

Annual income on $10K today (after 15% tax)

$12,878.79/yr

After 10yr DRIP, annual income (after tax)

$9,723,668.27/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ALR beats the other by $9,720,932.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ALR + XYLD for your $10,000?

ALR: 50%XYLD: 50%

100% XYLD50/50100% ALR

Portfolio after 10yr

$13.16M

Annual income

$5,721,414.37/yr

Blended yield

43.48%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALR buys

XYLD buys

No recent congressional trades found for ALR or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricALRXYLD

Forward yield	151.52% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.29M ✓	$25.3K
Annual income after 10y	$11,439,609.73 ✓	$3,219.02
Total dividends collected	$24.35M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ALR vs XYLD ($10,000, DRIP)

Year	ALR Portfolio	ALR Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$25,852	$15,151.52	$10,818	$1,098.39	+$15.0K → ALR
2	$64,268	$36,606.51	$11,738	$1,222.51	+$52.5K → ALR
3	$153,818	$85,051.27	$12,774	$1,364.64	+$141.0K → ALR
4	$354,829	$190,243.94	$13,944	$1,527.86	+$340.9K → ALR
5	$789,814	$410,147.27	$15,270	$1,715.87	+$774.5K → ALR
6	$1,698,323	$853,222.02	$16,775	$1,933.09	+$1.68M → ALR
7	$3,531,849	$1,714,643.01	$18,490	$2,184.87	+$3.51M → ALR
8	$7,111,590	$3,332,511.93	$20,450	$2,477.63	+$7.09M → ALR
9	$13,880,629	$6,271,227.52	$22,697	$2,819.19	+$13.86M → ALR
10	$26,291,883	$11,439,609.73	$25,280	$3,219.02	+$26.27M → ALR

ALR vs XYLD: Complete Analysis 2026

ALR — Stock

AlerisLife Inc. operates and manages senior living communities in the United States. It operates through two segments, Residential and Lifestyle Services. Its senior living communities comprise independent living communities, assisted living communities, memory care, continuing care retirement communities (CCRCs), skilled nursing facilities (SNFs), and an active adult community. The company offers nursing and healthcare services; and outpatient rehabilitation clinics and fitness services. As of December 31, 2021, it owned and operated or managed, 141 senior living communities located in 28 states with 20,105 living units, including 10,423 independent living apartments, 9,636 assisted living suites, which includes 1,872 of Bridge to Rediscovery memory care units, and one continuing CCRC, with 106 living units, including 46 SNF. The company was formerly known as Five Star Senior Living Inc. and changed its name to AlerisLife Inc. in January 2022. AlerisLife Inc. was incorporated in 2001 and is headquartered in Newton, Massachusetts.

Full ALR Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.