Is AMBC or QYLD a better dividend investment in 2026?

AMBC currently yields 24.13% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: AMBC offers higher current income.

What is the dividend yield difference between AMBC and QYLD?

AMBC has a forward dividend yield of 24.13% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 12.21 percentage points.

Home › Compare › AMBC vs QYLD

AMBC vs QYLD: Dividend Comparison 2026

AMBC yields 24.13% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AMBC wins by $68.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AMBC

● Live price

24.13%

Share price

$8.29

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$93.7K

Annual income

$10,240.90

Full AMBC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — AMBC vs QYLD

📍 AMBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AMBC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AMBC + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AMBC pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMBC

Annual income on $10K today (after 15% tax)

$2,050.66/yr

After 10yr DRIP, annual income (after tax)

$8,704.77/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, AMBC beats the other by $3,894.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AMBC + QYLD for your $10,000?

AMBC: 50%QYLD: 50%

100% QYLD50/50100% AMBC

Portfolio after 10yr

$59.6K

Annual income

$7,950.11/yr

Blended yield

13.35%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on AMBC right now

AMBC

Analyst Ratings

Buy

Hold

Consensus: Buy

Price Target

$14.00

+68.9% upside vs current

Range: $10.00 — $18.00

Altman Z

0.8

Piotroski

2/9

QYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMBC buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAMBCQYLD

Forward yield	24.13% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$93.7K ✓	$25.4K
Annual income after 10y	$10,240.90 ✓	$5,659.31
Total dividends collected	$58.4K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AMBC vs QYLD ($10,000, DRIP)

Year	AMBC Portfolio	AMBC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,113	$2,412.55	$10,352	$1,192.36	+$2.8K → AMBC
2	$16,987	$2,956.51	$10,830	$1,347.57	+$6.2K → AMBC
3	$21,756	$3,579.50	$11,460	$1,539.07	+$10.3K → AMBC
4	$27,563	$4,284.43	$12,275	$1,777.84	+$15.3K → AMBC
5	$34,565	$5,072.99	$13,323	$2,078.95	+$21.2K → AMBC
6	$42,930	$5,945.60	$14,667	$2,463.34	+$28.3K → AMBC
7	$52,837	$6,901.41	$16,396	$2,960.57	+$36.4K → AMBC
8	$64,474	$7,938.28	$18,631	$3,612.97	+$45.8K → AMBC
9	$78,040	$9,052.92	$21,548	$4,482.15	+$56.5K → AMBC
10	$93,744	$10,240.90	$25,398	$5,659.31	+$68.3K → AMBC

AMBC vs QYLD: Complete Analysis 2026

AMBC — Stock

Ambac Financial Group, Inc., a financial services holding company, provides financial guarantees in the United States, the United Kingdom, Italy, Austria, Australia, France, and Internationally. It offers financial guarantee insurance policies; specialty property & casualty program insurance; credit derivative contracts; and interest rate derivative transactions, as well as managing general agency / underwriting services. The company was incorporated in 1991 and is headquartered in New York, New York.

Full AMBC Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.