Is AMBFX or VYM a better dividend investment in 2026?

AMBFX currently yields 8.75% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: AMBFX offers higher current income.

What is the dividend yield difference between AMBFX and VYM?

AMBFX has a forward dividend yield of 8.75% ($3.17/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 6.34 percentage points.

Home › Compare › AMBFX vs VYM

AMBFX vs VYM: Dividend Comparison 2026

AMBFX yields 8.75% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AMBFX wins by $7.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AMBFX

● Live price

8.75%

Share price

$36.27

Annual div

$3.17

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.7K

Annual income

$1,518.85

Full AMBFX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — AMBFX vs VYM

📍 AMBFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AMBFX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AMBFX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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AMBFX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMBFX

Annual income on $10K today (after 15% tax)

$743.37/yr

After 10yr DRIP, annual income (after tax)

$1,291.02/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, AMBFX beats the other by $1,054.25/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AMBFX + VYM for your $10,000?

AMBFX: 50%VYM: 50%

100% VYM50/50100% AMBFX

Portfolio after 10yr

$31.8K

Annual income

$898.70/yr

Blended yield

2.83%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMBFX buys

VYM buys

No recent congressional trades found for AMBFX or VYM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAMBFXVYM

Forward yield	8.75% ✓	2.41%
Annual dividend / share	$3.17	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.7K ✓	$27.8K
Annual income after 10y	$1,518.85 ✓	$278.55
Total dividends collected	$12.0K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: AMBFX vs VYM ($10,000, DRIP)

Year	AMBFX Portfolio	AMBFX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,575	$874.55	$11,151	$241.44	+$424.00 → AMBFX
2	$13,331	$946.03	$12,413	$246.79	+$918.00 → AMBFX
3	$15,282	$1,018.30	$13,794	$251.79	+$1.5K → AMBFX
4	$17,443	$1,090.99	$15,306	$256.47	+$2.1K → AMBFX
5	$19,828	$1,163.78	$16,960	$260.84	+$2.9K → AMBFX
6	$22,452	$1,236.35	$18,768	$264.92	+$3.7K → AMBFX
7	$25,332	$1,308.40	$20,745	$268.71	+$4.6K → AMBFX
8	$28,485	$1,379.66	$22,905	$272.24	+$5.6K → AMBFX
9	$31,929	$1,449.88	$25,265	$275.51	+$6.7K → AMBFX
10	$35,683	$1,518.85	$27,842	$278.55	+$7.8K → AMBFX

AMBFX vs VYM: Complete Analysis 2026

AMBFX — Stock

The fund uses a balanced approach to invest in a broad range of securities, including common stocks and investment-grade bonds. It also invests in securities issued and guaranteed by the U.S. government and by federal agencies and instrumentalities. In addition, the fund may invest a portion of its assets in common stocks, most of which have a history of paying dividends, bonds and other securities of issuers domiciled outside the United States.

Full AMBFX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.