Is AMLTF or SPHD a better dividend investment in 2026?

AMLTF currently yields 3.15% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: SPHD offers higher current income.

What is the dividend yield difference between AMLTF and SPHD?

AMLTF has a forward dividend yield of 3.15% ($0.03/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 1.18 percentage points.

Home › Compare › AMLTF vs SPHD

AMLTF vs SPHD: Dividend Comparison 2026

AMLTF yields 3.15% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 SPHD wins by $6.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AMLTF

● Live price

3.15%

Share price

$0.86

Annual div

$0.03

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.2K

Annual income

$0.32

Full AMLTF calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — AMLTF vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AMLTF	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AMLTF + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AMLTF pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMLTF

Annual income on $10K today (after 15% tax)

$267.52/yr

After 10yr DRIP, annual income (after tax)

$0.27/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, SPHD beats the other by $485.35/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AMLTF + SPHD for your $10,000?

AMLTF: 50%SPHD: 50%

100% SPHD50/50100% AMLTF

Portfolio after 10yr

$23.4K

Annual income

$285.82/yr

Blended yield

1.22%

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Analyst Conviction Gap

Where Wall Street is split right now

AMLTF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

-0.3

Piotroski

5/9

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMLTF buys

SPHD buys

No recent congressional trades found for AMLTF or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAMLTFSPHD

Forward yield	3.15%	4.33% ✓
Annual dividend / share	$0.03	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.2K	$26.5K ✓
Annual income after 10y	$0.32	$571.32 ✓
Total dividends collected	$317.00 ✓	$5.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: AMLTF vs SPHD ($10,000, DRIP)

Year	AMLTF Portfolio	AMLTF Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$10,857	$157.36	$11,133	$432.85	$276.00 → SPHD
2	$11,697	$79.84	$12,363	$450.36	$666.00 → SPHD
3	$12,556	$40.19	$13,695	$467.39	$1.1K → SPHD
4	$13,455	$20.16	$15,138	$483.90	$1.7K → SPHD
5	$14,407	$10.10	$16,697	$499.88	$2.3K → SPHD
6	$15,421	$5.05	$18,382	$515.31	$3.0K → SPHD
7	$16,503	$2.53	$20,198	$530.17	$3.7K → SPHD
8	$17,659	$1.26	$22,157	$544.46	$4.5K → SPHD
9	$18,896	$0.63	$24,266	$558.18	$5.4K → SPHD
10	$20,219	$0.32	$26,536	$571.32	$6.3K → SPHD

AMLTF vs SPHD: Complete Analysis 2026

AMLTF — Stock

AMP Limited operates as a wealth management company in Australia and internationally. It operates through Australian wealth management (AWM), AMP Bank, AMP Capital, and New Zealand wealth management segments. The AWM segment provides advice, retirement income, and managed investments products, as well as offers superannuation, retirement, and investment solutions; wealth management solutions for retail and corporate; and financial advice and equity investments services. The AMP Bank segment provides residential mortgages, deposits, and transaction banking; and focuses on investing in technology. The AMP Capital segment offers real estate, equities, fixed interest, diversified, multi-manager, and multi-asset funds. The New Zealand wealth management segment provides wealth management solutions, such as KiwiSaver, corporate superannuation, retail investments, and operates wrap investment management platform. AMP Limited was founded in 1849 and is based in Sydney, Australia.

Full AMLTF Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.