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AMNB vs CL: Dividend Comparison 2026

AMNB yields 2.51% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CL wins by $8.9K in total portfolio value
10 years
AMNB
AMNB
● Live price
2.51%
Share price
$47.76
Annual div
$1.20
5Y div CAGR
20%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.9K
Annual income
$2,341.30
Full AMNB calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — AMNB vs CL

📍 CL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAMNBCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AMNB + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AMNB pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMNB
Annual income on $10K today (after 15% tax)
$213.57/yr
After 10yr DRIP, annual income (after tax)
$1,990.11/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, CL beats the other by $2,601.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AMNB + CL for your $10,000?

AMNB: 50%CL: 50%
100% CL50/50100% AMNB
Portfolio after 10yr
$36.4K
Annual income
$3,871.63/yr
Blended yield
10.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

AMNB
Analyst Ratings
1
Buy
3
Hold
Consensus: Hold
Altman Z
-0.0
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMNB buys
0
CL buys
0
No recent congressional trades found for AMNB or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAMNBCL
Forward yield2.51%2.43%
Annual dividend / share$1.20$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR20%28.6%
Portfolio after 10y$31.9K$40.8K
Annual income after 10y$2,341.30$5,401.96
Total dividends collected$10.0K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold

Year-by-year: AMNB vs CL ($10,000, DRIP)

YearAMNB PortfolioAMNB Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,002$301.51$11,012$312.01$10.00CL
2$12,144$372.00$12,196$412.95$52.00CL
3$13,454$460.51$13,599$549.66$145.00CL
4$14,968$572.20$15,288$736.64$320.00CL
5$16,730$713.93$17,353$995.28$623.00CL
6$18,796$894.91$19,926$1,357.80$1.1KCL
7$21,239$1,127.58$23,194$1,873.82$2.0KCL
8$24,155$1,428.95$27,439$2,621.52$3.3KCL
9$27,668$1,822.56$33,088$3,727.38$5.4KCL
10$31,946$2,341.30$40,806$5,401.96$8.9KCL

AMNB vs CL: Complete Analysis 2026

AMNBStock

American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates in two segments, Community Banking and Wealth Management. It accepts deposit products, including checking, money market, savings, and consumer and commercial time deposits. The company's loan products comprise commercial and residential real estate loans, commercial loans to small and medium-sized businesses, construction and land development loans, home equity loans, mortgage loans, and consumer loans. It also offers wealth management services, including estate planning, trust account administration, and retail brokerage services; investment management services, such as purchasing equity, fixed income, and mutual fund investments for customer accounts; online and telephone banking services; and insurance services, as well as operates 37 automated teller machines. As of December 31, 2021, the company operated 26 banking offices in south central Virginia and north central North Carolina; and one loan production office in Roanoke, Virginia. American National Bankshares Inc. was founded in 1909 and is based in Danville, Virginia.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.