HomeCompareAMSWA vs RYLD

AMSWA vs RYLD: Dividend Comparison 2026

AMSWA yields 4.02% · RYLD yields 12.14%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $18.2K in total portfolio value
10 years
AMSWA
AMSWA
● Live price
4.02%
Share price
$10.95
Annual div
$0.44
5Y div CAGR
0.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$574.93
Full AMSWA calculator →
RYLD
RYLD
● Live price
12.14%
Share price
$14.95
Annual div
$1.81
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.5K
Annual income
$2,587.35
Full RYLD calculator →

Portfolio growth — AMSWA vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAMSWARYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AMSWA + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AMSWA pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AMSWA
Annual income on $10K today (after 15% tax)
$341.55/yr
After 10yr DRIP, annual income (after tax)
$488.69/yr
RYLD
Annual income on $10K today (after 15% tax)
$1,031.60/yr
After 10yr DRIP, annual income (after tax)
$2,199.25/yr
At 15% tax rate, RYLD beats the other by $1,710.56/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of AMSWA + RYLD for your $10,000?

AMSWA: 50%RYLD: 50%
100% RYLD50/50100% AMSWA
Portfolio after 10yr
$35.4K
Annual income
$1,581.13/yr
Blended yield
4.46%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AMSWA right now

AMSWA
Analyst Ratings
6
Buy
Consensus: Buy
Price Target
$15.50
+41.6% upside vs current
Range: $14.00 — $17.00
Altman Z
4.9
Piotroski
1/9
RYLD
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AMSWA buys
0
RYLD buys
0
No recent congressional trades found for AMSWA or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAMSWARYLD
Forward yield4.02%12.14%
Annual dividend / share$0.44$1.81
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0.9%0%
Portfolio after 10y$26.3K$44.5K
Annual income after 10y$574.93$2,587.35
Total dividends collected$4.9K$18.8K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: AMSWA vs RYLD ($10,000, DRIP)

YearAMSWA PortfolioAMSWA Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,105$405.44$11,914$1,213.65$809.00RYLD
2$12,307$424.59$14,099$1,351.30$1.8KRYLD
3$13,613$443.72$16,580$1,494.55$3.0KRYLD
4$15,028$462.80$19,384$1,642.61$4.4KRYLD
5$16,562$481.80$22,535$1,794.70$6.0KRYLD
6$18,222$500.71$26,063$1,950.00$7.8KRYLD
7$20,017$519.49$29,995$2,107.69$10.0KRYLD
8$21,957$538.13$34,361$2,266.99$12.4KRYLD
9$24,050$556.61$39,194$2,427.12$15.1KRYLD
10$26,309$574.93$44,525$2,587.35$18.2KRYLD

AMSWA vs RYLD: Complete Analysis 2026

AMSWAStock

American Software, Inc. develops, markets, and supports a range of computer business application software products in the United States and internationally. The company operates in three segments: Supply Chain Management (SCM), Information Technology Consulting (IT Consulting), and Other. The SCM segment offers Logility Digital Supply Chain Platform, a cloud-architected supply chain management platform that helps manage seven critical planning processes, such as product, demand, inventory, supply, deploy, integrated business planning, and supply chain data management. The IT Consulting segment provides IT staffing and consulting services, such as software enhancement, documentation, update, customer education, consulting, systems integration, maintenance, and support services. The Other segment offers American Software ERP, which provides purchasing and materials management, customer order processing, financial, e-commerce, and traditional manufacturing solutions. It also provides ongoing support and maintenance services; cloud hosting and managed services; and implementation and training services. The company markets its products through direct and indirect sales channels to the apparel and other soft goods, food and beverage, consumer packaged goods, consumer durable goods, wholesale distribution, specialty chemicals, and other process manufacturing industries. American Software, Inc. was incorporated in 1970 and is headquartered in Atlanta, Georgia.

Full AMSWA Calculator →

RYLDETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.