Is AOIFF or XYLD a better dividend investment in 2026?

AOIFF currently yields 4.23% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between AOIFF and XYLD?

AOIFF has a forward dividend yield of 4.23% ($0.07/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.75 percentage points.

Home › Compare › AOIFF vs XYLD

AOIFF vs XYLD: Dividend Comparison 2026

AOIFF yields 4.23% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AOIFF wins by $1.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

AOIFF

● Live price

4.23%

Share price

$1.76

Annual div

$0.07

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.4K

Annual income

$554.11

Full AOIFF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — AOIFF vs XYLD

📍 AOIFF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AOIFF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AOIFF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AOIFF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AOIFF

Annual income on $10K today (after 15% tax)

$359.17/yr

After 10yr DRIP, annual income (after tax)

$470.99/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,265.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AOIFF + XYLD for your $10,000?

AOIFF: 50%XYLD: 50%

100% XYLD50/50100% AOIFF

Portfolio after 10yr

$25.8K

Annual income

$1,886.57/yr

Blended yield

7.31%

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Analyst Conviction Gap

Where Wall Street is most bullish on AOIFF right now

AOIFF

Analyst Ratings

Buy

Consensus: Buy

Altman Z

0.2

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AOIFF buys

XYLD buys

No recent congressional trades found for AOIFF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAOIFFXYLD

Forward yield	4.23%	10.98% ✓
Annual dividend / share	$0.07	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.4K ✓	$25.3K
Annual income after 10y	$554.11	$3,219.02 ✓
Total dividends collected	$4.9K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AOIFF vs XYLD ($10,000, DRIP)

Year	AOIFF Portfolio	AOIFF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,123	$422.55	$10,818	$1,098.39	+$305.00 → AOIFF
2	$12,340	$439.24	$11,738	$1,222.51	+$602.00 → AOIFF
3	$13,660	$455.45	$12,774	$1,364.64	+$886.00 → AOIFF
4	$15,087	$471.16	$13,944	$1,527.86	+$1.1K → AOIFF
5	$16,629	$486.35	$15,270	$1,715.87	+$1.4K → AOIFF
6	$18,294	$501.00	$16,775	$1,933.09	+$1.5K → AOIFF
7	$20,090	$515.11	$18,490	$2,184.87	+$1.6K → AOIFF
8	$22,025	$528.66	$20,450	$2,477.63	+$1.6K → AOIFF
9	$24,109	$541.66	$22,697	$2,819.19	+$1.4K → AOIFF
10	$26,350	$554.11	$25,280	$3,219.02	+$1.1K → AOIFF

AOIFF vs XYLD: Complete Analysis 2026

AOIFF — Stock

Africa Oil Corp. is a Canadian oil and gas company with assets in Kenya, Ethiopia and Mali as well as Puntland (Somalia) through its 45% equity interest in Horn Petroleum Corporation.

Full AOIFF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.