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APOIX vs SCHD: Dividend Comparison 2026

APOIX yields 3.96% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.1K in total portfolio value
10 years
APOIX
APOIX
● Live price
3.96%
Share price
$10.46
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$509.85
Full APOIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — APOIX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAPOIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, APOIX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
APOIX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

APOIX
Annual income on $10K today (after 15% tax)
$336.18/yr
After 10yr DRIP, annual income (after tax)
$433.37/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, APOIX beats the other by $71.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of APOIX + SCHD for your $10,000?

APOIX: 50%SCHD: 50%
100% SCHD50/50100% APOIX
Portfolio after 10yr
$27.4K
Annual income
$467.90/yr
Blended yield
1.71%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

APOIX buys
0
SCHD buys
0
No recent congressional trades found for APOIX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAPOIXSCHD
Forward yield3.96% ✓3.46%
Annual dividend / share$0.41$1.06 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K$29.0K ✓
Annual income after 10y$509.85 ✓$425.95
Total dividends collected$4.6K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: APOIX vs SCHD ($10,000, DRIP)

YearAPOIX PortfolioAPOIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,096$395.51$11,226$346.36$130.00 → SCHD
2$12,282$410.13$12,572$357.38$290.00 → SCHD
3$13,566$424.29$14,046$367.84$480.00 → SCHD
4$14,954$437.99$15,660$377.73$706.00 → SCHD
5$16,452$451.21$17,425$387.07$973.00 → SCHD
6$18,068$463.93$19,354$395.86$1.3K → SCHD
7$19,808$476.16$21,461$404.13$1.7K → SCHD
8$21,683$487.89$23,762$411.89$2.1K → SCHD
9$23,700$499.12$26,272$419.15$2.6K → SCHD
10$25,869$509.85$29,010$425.95$3.1K → SCHD

APOIX vs SCHD: Complete Analysis 2026

APOIX — Stock

Pursues total return using a strategy that seeks to protect against U.S. inflation

Full APOIX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.