HomeCompareAPOL vs SPHD

APOL vs SPHD: Dividend Comparison 2026

APOL yields 20.01% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 APOL wins by $46.5K in total portfolio value
10 years
APOL
APOL
● Live price
20.01%
Share price
$10.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.1K
Annual income
$6,746.16
Full APOL calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — APOL vs SPHD

📍 APOL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAPOLSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, APOL + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
APOL pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

APOL
Annual income on $10K today (after 15% tax)
$1,700.85/yr
After 10yr DRIP, annual income (after tax)
$5,734.24/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, APOL beats the other by $5,248.61/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of APOL + SPHD for your $10,000?

APOL: 50%SPHD: 50%
100% SPHD50/50100% APOL
Portfolio after 10yr
$49.8K
Annual income
$3,658.74/yr
Blended yield
7.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

APOL buys
0
SPHD buys
0
No recent congressional trades found for APOL or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAPOLSPHD
Forward yield20.01%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$73.1K$26.5K
Annual income after 10y$6,746.16$571.32
Total dividends collected$41.6K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: APOL vs SPHD ($10,000, DRIP)

YearAPOL PortfolioAPOL Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$12,701$2,001.00$11,133$432.85+$1.6KAPOL
2$15,965$2,375.21$12,363$450.36+$3.6KAPOL
3$19,873$2,790.33$13,695$467.39+$6.2KAPOL
4$24,510$3,246.11$15,138$483.90+$9.4KAPOL
5$29,968$3,741.65$16,697$499.88+$13.3KAPOL
6$36,341$4,275.46$18,382$515.31+$18.0KAPOL
7$43,730$4,845.53$20,198$530.17+$23.5KAPOL
8$52,241$5,449.34$22,157$544.46+$30.1KAPOL
9$61,982$6,083.97$24,266$558.18+$37.7KAPOL
10$73,067$6,746.16$26,536$571.32+$46.5KAPOL

APOL vs SPHD: Complete Analysis 2026

APOLStock

Apollo Education Group, Inc. provides higher education programs for working adults. The Company offers undergraduate and graduate online and on-campus courses at the high school.

Full APOL Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.