Is APTS or SPHD a better dividend investment in 2026?

APTS currently yields 32.87% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: APTS offers higher current income.

What is the dividend yield difference between APTS and SPHD?

APTS has a forward dividend yield of 32.87% ($8.22/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 28.87 percentage points.

Home › Compare › APTS vs SPHD

APTS vs SPHD: Dividend Comparison 2026

APTS yields 32.87% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 APTS wins by $30.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

APTS

● Live price

32.87%

Share price

$25.00

Annual div

$8.22

5Y div CAGR

-14.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$58.8K

Annual income

$2,025.72

Full APTS calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — APTS vs SPHD

📍 APTS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	APTS	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, APTS + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

APTS pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

APTS

Annual income on $10K today (after 15% tax)

$2,794.12/yr

After 10yr DRIP, annual income (after tax)

$1,721.86/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, APTS beats the other by $957.55/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of APTS + SPHD for your $10,000?

APTS: 50%SPHD: 50%

100% SPHD50/50100% APTS

Portfolio after 10yr

$43.4K

Annual income

$1,462.46/yr

Blended yield

3.37%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on APTS right now

APTS

Analyst Ratings

Buy

Hold

Consensus: Buy

SPHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

APTS buys

SPHD buys

No recent congressional trades found for APTS or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAPTSSPHD

Forward yield	32.87% ✓	4.00%
Annual dividend / share	$8.22 ✓	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	-14.3%	5% ✓
Portfolio after 10y	$58.8K ✓	$28.0K
Annual income after 10y	$2,025.72 ✓	$899.19
Total dividends collected	$27.7K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: APTS vs SPHD ($10,000, DRIP)

Year	APTS Portfolio	APTS Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$13,517	$2,817.13	$11,120	$420.00	+$2.4K → APTS
2	$17,513	$3,049.92	$12,357	$458.31	+$5.2K → APTS
3	$21,904	$3,164.96	$13,721	$499.76	+$8.2K → APTS
4	$26,608	$3,170.47	$15,227	$544.58	+$11.4K → APTS
5	$31,555	$3,084.65	$16,885	$593.02	+$14.7K → APTS
6	$36,694	$2,929.96	$18,713	$645.34	+$18.0K → APTS
7	$41,991	$2,728.87	$20,724	$701.81	+$21.3K → APTS
8	$47,432	$2,501.19	$22,938	$762.73	+$24.5K → APTS
9	$53,015	$2,262.84	$25,372	$828.41	+$27.6K → APTS
10	$58,752	$2,025.72	$28,047	$899.19	+$30.7K → APTS

APTS vs SPHD: Complete Analysis 2026

APTS — Stock

Preferred Apartment Communities, Inc. (NYSE: APTS) is a real estate investment trust engaged primarily in the ownership and operation of Class A multifamily properties, with select investments in grocery anchored shopping centers, Class A office buildings, and student housing properties. Preferred Apartment Communities' investment objective is to generate attractive, stable returns for stockholders by investing in income-producing properties and acquiring or originating real estate loans for multifamily properties. As of September 30, 2020, the Company owned or was invested in 125 properties in 15 states, predominantly in the Southeast region of the United States.

Full APTS Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.