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ARD vs PM: Dividend Comparison 2026

ARD yields 15.47% · PM yields 3.48%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ARD wins by $5.5K in total portfolio value
10 years
ARD
ARD
● Live price
15.47%
Share price
$24.75
Annual div
$3.83
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.1K
Annual income
$4,018.38
Full ARD calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — ARD vs PM

📍 ARD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodARDPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ARD + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ARD pays
PM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ARD
Annual income on $10K today (after 15% tax)
$1,315.35/yr
After 10yr DRIP, annual income (after tax)
$3,415.62/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, ARD beats the other by $1,297.41/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ARD + PM for your $10,000?

ARD: 50%PM: 50%
100% PM50/50100% ARD
Portfolio after 10yr
$52.3K
Annual income
$3,255.20/yr
Blended yield
6.22%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ARD
No analyst data
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ARD buys
0
PM buys
0
No recent congressional trades found for ARD or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricARDPM
Forward yield15.47%3.48%
Annual dividend / share$3.83$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$55.1K$49.6K
Annual income after 10y$4,018.38$2,492.02
Total dividends collected$27.2K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ARD vs PM ($10,000, DRIP)

YearARD PortfolioARD Income/yrPM PortfolioPM Income/yrGap
1← crossover$12,247$1,547.47$11,648$408.29+$599.00ARD
2$14,876$1,771.28$13,589$495.90+$1.3KARD
3$17,928$2,010.69$15,877$603.21+$2.1KARD
4$21,448$2,264.68$18,580$734.88+$2.9KARD
5$25,481$2,532.04$21,781$896.75+$3.7KARD
6$30,076$2,811.40$25,578$1,096.12+$4.5KARD
7$35,283$3,101.30$30,092$1,342.17+$5.2KARD
8$41,153$3,400.17$35,470$1,646.46+$5.7KARD
9$47,740$3,706.40$41,892$2,023.58+$5.8KARD
10$55,100$4,018.38$49,578$2,492.02+$5.5KARD

ARD vs PM: Complete Analysis 2026

ARDStock

Ardagh Group S.A., together with its subsidiaries, manufactures and supplies rigid packaging solutions primarily for the food and beverage markets worldwide. The company operates through four segments: Metal Beverage Packaging Europe, Metal Beverage Packaging Americas, Glass Packaging Europe, and Glass Packaging North America. Its products include metal beverage cans and glass containers. The company is also involved in glass engineering, business, which include design and supply of glass packaging machinery and spare parts; and the provision of technical assistance to third party users. The company was formerly known as Ardagh Finance Holdings S.A. and changed its name to Ardagh Group S.A. in February 2017. The company was founded in 1932 and is based in Luxembourg City, Luxembourg. Ardagh Group S.A. is a subsidiary of ARD Finance S.A.

Full ARD Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.