Is ARREF or XYLD a better dividend investment in 2026?

ARREF currently yields 3.92% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ARREF and XYLD?

ARREF has a forward dividend yield of 3.92% ($0.14/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 7.28 percentage points.

Home › Compare › ARREF vs XYLD

ARREF vs XYLD: Dividend Comparison 2026

ARREF yields 3.92% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $54.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

ARREF

● Live price

3.92%

Share price

$3.52

Annual div

$0.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.8K

Annual income

$504.61

Full ARREF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — ARREF vs XYLD

📍 XYLD pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ARREF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ARREF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

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Jun

—

Jul

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Aug

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Sep

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Oct

—

Nov

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Dec

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ARREF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ARREF

Annual income on $10K today (after 15% tax)

$333.41/yr

After 10yr DRIP, annual income (after tax)

$428.92/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, XYLD beats the other by $2,419.46/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ARREF + XYLD for your $10,000?

ARREF: 50%XYLD: 50%

100% XYLD50/50100% ARREF

Portfolio after 10yr

$25.8K

Annual income

$1,927.81/yr

Blended yield

7.46%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ARREF buys

XYLD buys

No recent congressional trades found for ARREF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricARREFXYLD

Forward yield	3.92%	11.20% ✓
Annual dividend / share	$0.14	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.8K	$25.9K ✓
Annual income after 10y	$504.61	$3,351.03 ✓
Total dividends collected	$4.5K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ARREF vs XYLD ($10,000, DRIP)

Year	ARREF Portfolio	ARREF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1	$11,092	$392.24	$10,840	$1,120.44	+$252.00 → ARREF
2	$12,275	$406.62	$11,786	$1,249.59	+$489.00 → ARREF
3	$13,555	$420.55	$12,854	$1,397.78	+$701.00 → ARREF
4	$14,938	$434.02	$14,063	$1,568.33	+$875.00 → ARREF
5	$16,431	$447.01	$15,434	$1,765.19	+$997.00 → ARREF
6	$18,040	$459.51	$16,995	$1,993.14	+$1.0K → ARREF
7	$19,775	$471.52	$18,777	$2,257.95	+$998.00 → ARREF
8	$21,642	$483.04	$20,818	$2,566.58	+$824.00 → ARREF
9	$23,651	$494.06	$23,163	$2,927.50	+$488.00 → ARREF
10← crossover	$25,811	$504.61	$25,865	$3,351.03	$54.00 → XYLD

ARREF vs XYLD: Complete Analysis 2026

ARREF — Stock

Amerigo Resources Ltd., through its subsidiary, Minera Valle Central S.A., produces and sells copper and molybdenum concentrates from Codelco's El Teniente underground mine in Chile. The company was formerly known as Golden Temple Mining Corp. and changed its name to Amerigo Resources Ltd. in March 2002. Amerigo Resources Ltd. was incorporated in 1984 and is headquartered in Vancouver, Canada.

Full ARREF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.