Is ARRFX or PM a better dividend investment in 2026?

ARRFX currently yields 13.63% with a 5% 5-year dividend growth rate. PM yields 3.48% with 2.8% growth. The better choice depends on your goal: ARRFX offers higher current income.

What is the dividend yield difference between ARRFX and PM?

ARRFX has a forward dividend yield of 13.63% ($1.69/share annually). PM yields 3.48% ($5.76/share annually). The yield gap is 10.15 percentage points.

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ARRFX vs PM: Dividend Comparison 2026

ARRFX yields 13.63% · PM yields 3.48%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 PM wins by $584.00 in total portfolio value· pulled ahead in Year 10

INVESTMENT

TIME HORIZON10 years

ARRFX

● Live price

13.63%

Share price

$12.43

Annual div

$1.69

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.0K

Annual income

$3,173.85

Full ARRFX calculator →

Philip Morris International

● Live price

3.48%

Share price

$165.34

Annual div

$5.76

5Y div CAGR

17.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.6K

Annual income

$2,492.02

Full PM calculator →

Portfolio growth — ARRFX vs PM

📍 PM pulled ahead of the other in Year 10

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ARRFX	PM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ARRFX + PM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ARRFX pays

PM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ARRFX

Annual income on $10K today (after 15% tax)

$1,158.20/yr

After 10yr DRIP, annual income (after tax)

$2,697.77/yr

Annual income on $10K today (after 15% tax)

$296.12/yr

After 10yr DRIP, annual income (after tax)

$2,118.22/yr

At 15% tax rate, ARRFX beats the other by $579.56/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ARRFX + PM for your $10,000?

ARRFX: 50%PM: 50%

100% PM50/50100% ARRFX

Portfolio after 10yr

$49.3K

Annual income

$2,832.94/yr

Blended yield

5.75%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ARRFX

No analyst data

Altman Z

0.8

Piotroski

7/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$194.30

+17.5% upside vs current

Range: $180.00 — $205.00

Altman Z

4.0

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ARRFX buys

PM buys

No recent congressional trades found for ARRFX or PM in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricARRFXPM

Forward yield	13.63% ✓	3.48%
Annual dividend / share	$1.69	$5.76 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	17.2% ✓
Portfolio after 10y	$49.0K	$49.6K ✓
Annual income after 10y	$3,173.85 ✓	$2,492.02
Total dividends collected	$22.3K ✓	$11.7K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: ARRFX vs PM ($10,000, DRIP)

Year	ARRFX Portfolio	ARRFX Income/yr	PM Portfolio	PM Income/yr	Gap
1	$12,063	$1,362.59	$11,648	$408.29	+$415.00 → ARRFX
2	$14,443	$1,536.11	$13,589	$495.90	+$854.00 → ARRFX
3	$17,173	$1,718.93	$15,877	$603.21	+$1.3K → ARRFX
4	$20,285	$1,910.12	$18,580	$734.88	+$1.7K → ARRFX
5	$23,814	$2,108.68	$21,781	$896.75	+$2.0K → ARRFX
6	$27,794	$2,313.54	$25,578	$1,096.12	+$2.2K → ARRFX
7	$32,264	$2,523.60	$30,092	$1,342.17	+$2.2K → ARRFX
8	$37,260	$2,737.74	$35,470	$1,646.46	+$1.8K → ARRFX
9	$42,823	$2,954.85	$41,892	$2,023.58	+$931.00 → ARRFX
10← crossover	$48,994	$3,173.85	$49,578	$2,492.02	$584.00 → PM

ARRFX vs PM: Complete Analysis 2026

ARRFX — Stock

The fund principally invests in a portfolio of equity securities of U.S. and non-U.S. companies and may invest in securities of all market capitalizations. Under normal conditions, the advisor intends to invest the fund's assets in the equity securities of a limited number of issuers. It will primarily invest in common stocks, real estate investment trusts ("REITs") and publicly traded partnerships ("PTPs"), including, but not limited to, master limited partnerships ("MLPs"). The fund is non-diversified.

Full ARRFX Calculator →

PM — Consumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.