Is ARRFX or XYLD a better dividend investment in 2026?

ARRFX currently yields 13.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: ARRFX offers higher current income.

What is the dividend yield difference between ARRFX and XYLD?

ARRFX has a forward dividend yield of 13.63% ($1.69/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 2.65 percentage points.

Home › Compare › ARRFX vs XYLD

ARRFX vs XYLD: Dividend Comparison 2026

ARRFX yields 13.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ARRFX wins by $23.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ARRFX

● Live price

13.63%

Share price

$12.43

Annual div

$1.69

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.0K

Annual income

$3,173.85

Full ARRFX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ARRFX vs XYLD

📍 ARRFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ARRFX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ARRFX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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ARRFX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ARRFX

Annual income on $10K today (after 15% tax)

$1,158.20/yr

After 10yr DRIP, annual income (after tax)

$2,697.77/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $38.39/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ARRFX + XYLD for your $10,000?

ARRFX: 50%XYLD: 50%

100% XYLD50/50100% ARRFX

Portfolio after 10yr

$37.1K

Annual income

$3,196.44/yr

Blended yield

8.61%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ARRFX buys

XYLD buys

No recent congressional trades found for ARRFX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricARRFXXYLD

Forward yield	13.63% ✓	10.98%
Annual dividend / share	$1.69	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$49.0K ✓	$25.3K
Annual income after 10y	$3,173.85	$3,219.02 ✓
Total dividends collected	$22.3K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ARRFX vs XYLD ($10,000, DRIP)

Year	ARRFX Portfolio	ARRFX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,063	$1,362.59	$10,818	$1,098.39	+$1.2K → ARRFX
2	$14,443	$1,536.11	$11,738	$1,222.51	+$2.7K → ARRFX
3	$17,173	$1,718.93	$12,774	$1,364.64	+$4.4K → ARRFX
4	$20,285	$1,910.12	$13,944	$1,527.86	+$6.3K → ARRFX
5	$23,814	$2,108.68	$15,270	$1,715.87	+$8.5K → ARRFX
6	$27,794	$2,313.54	$16,775	$1,933.09	+$11.0K → ARRFX
7	$32,264	$2,523.60	$18,490	$2,184.87	+$13.8K → ARRFX
8	$37,260	$2,737.74	$20,450	$2,477.63	+$16.8K → ARRFX
9	$42,823	$2,954.85	$22,697	$2,819.19	+$20.1K → ARRFX
10	$48,994	$3,173.85	$25,280	$3,219.02	+$23.7K → ARRFX

ARRFX vs XYLD: Complete Analysis 2026

ARRFX — Stock

The fund principally invests in a portfolio of equity securities of U.S. and non-U.S. companies and may invest in securities of all market capitalizations. Under normal conditions, the advisor intends to invest the fund's assets in the equity securities of a limited number of issuers. It will primarily invest in common stocks, real estate investment trusts ("REITs") and publicly traded partnerships ("PTPs"), including, but not limited to, master limited partnerships ("MLPs"). The fund is non-diversified.

Full ARRFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.