Is ATDRY or XYLD a better dividend investment in 2026?

ATDRY currently yields 2.63% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between ATDRY and XYLD?

ATDRY has a forward dividend yield of 2.63% ($0.04/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.35 percentage points.

Home › Compare › ATDRY vs XYLD

ATDRY vs XYLD: Dividend Comparison 2026

ATDRY yields 2.63% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 ATDRY wins by $58.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

ATDRY

● Live price

2.63%

Share price

$1.52

Annual div

$0.04

5Y div CAGR

41.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$84.0K

Annual income

$24,785.28

Full ATDRY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — ATDRY vs XYLD

📍 ATDRY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	ATDRY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, ATDRY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

ATDRY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ATDRY

Annual income on $10K today (after 15% tax)

$223.68/yr

After 10yr DRIP, annual income (after tax)

$21,067.49/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, ATDRY beats the other by $18,331.32/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of ATDRY + XYLD for your $10,000?

ATDRY: 50%XYLD: 50%

100% XYLD50/50100% ATDRY

Portfolio after 10yr

$54.6K

Annual income

$14,002.15/yr

Blended yield

25.62%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on XYLD right now

ATDRY

Analyst Ratings

Buy

Hold

Sell

Consensus: Sell

Altman Z

25.8

Piotroski

9/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ATDRY buys

XYLD buys

No recent congressional trades found for ATDRY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricATDRYXYLD

Forward yield	2.63%	10.98% ✓
Annual dividend / share	$0.04	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	41.1% ✓	0%
Portfolio after 10y	$84.0K ✓	$25.3K
Annual income after 10y	$24,785.28 ✓	$3,219.02
Total dividends collected	$57.9K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: ATDRY vs XYLD ($10,000, DRIP)

Year	ATDRY Portfolio	ATDRY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,071	$371.32	$10,818	$1,098.39	+$253.00 → ATDRY
2	$12,388	$542.11	$11,738	$1,222.51	+$650.00 → ATDRY
3	$14,056	$799.92	$12,774	$1,364.64	+$1.3K → ATDRY
4	$16,236	$1,196.80	$13,944	$1,527.86	+$2.3K → ATDRY
5	$19,196	$1,823.06	$15,270	$1,715.87	+$3.9K → ATDRY
6	$23,382	$2,842.27	$16,775	$1,933.09	+$6.6K → ATDRY
7	$29,584	$4,565.42	$18,490	$2,184.87	+$11.1K → ATDRY
8	$39,272	$7,617.31	$20,450	$2,477.63	+$18.8K → ATDRY
9	$55,356	$13,334.40	$22,697	$2,819.19	+$32.7K → ATDRY
10	$84,016	$24,785.28	$25,280	$3,219.02	+$58.7K → ATDRY

ATDRY vs XYLD: Complete Analysis 2026

ATDRY — Stock

Auto Trader Group plc operates in the digital automotive marketplace in the United Kingdom and Ireland. The company provides vehicle advertisement on its websites for private sellers, as well as insurance and loan financing products to consumers; and display advertising on its websites for manufacturers and their advertising agencies. It offers its products to retailers, home traders, and logistics firms. Auto Trader Group plc was founded in 1977 and is headquartered in Manchester, the United Kingdom.

Full ATDRY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.