Is AUY or SCHD a better dividend investment in 2026?

AUY currently yields 3.25% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: SCHD offers higher current income.

What is the dividend yield difference between AUY and SCHD?

AUY has a forward dividend yield of 3.25% ($0.19/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 0.21 percentage points.

Home › Compare › AUY vs SCHD

AUY vs SCHD: Dividend Comparison 2026

AUY yields 3.25% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AUY wins by $615.52M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AUY

● Live price

3.25%

Share price

$5.85

Annual div

$0.19

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$615.55M

Annual income

$581,178,037.78

Full AUY calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — AUY vs SCHD

📍 AUY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AUY	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AUY + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AUY pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AUY

Annual income on $10K today (after 15% tax)

$276.07/yr

After 10yr DRIP, annual income (after tax)

$494,001,332.11/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, AUY beats the other by $494,000,970.06/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AUY + SCHD for your $10,000?

AUY: 50%SCHD: 50%

100% SCHD50/50100% AUY

Portfolio after 10yr

$307.79M

Annual income

$290,589,231.86/yr

Blended yield

94.41%

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Analyst Conviction Gap

Where Wall Street is most bullish on AUY right now

AUY

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$5.50

-6.0% upside vs current

Range: $5.50 — $5.50

Altman Z

0.3

Piotroski

4/9

SCHD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AUY buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
John Fetterman	🏛 Senate	$AUY	▼ Sell	$1,001 - $15,000	2024-10-17
Michael K. Simpson	🏢 House	$AUY	▼ Sell	$1,001 - $15,000	2021-01-13
Michael K. Simpson	🏢 House	$AUY	▼ Sell	$1,001 - $15,000	2021-01-11
Brian Mast	🏢 House	$AUY	▼ Sell	$1,001 - $15,000	2017-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAUYSCHD

Forward yield	3.25%	3.46% ✓
Annual dividend / share	$0.19	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$615.55M ✓	$29.0K
Annual income after 10y	$581,178,037.78 ✓	$425.95
Total dividends collected	$613.03M ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: AUY vs SCHD ($10,000, DRIP)

Year	AUY Portfolio	AUY Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,350	$649.57	$11,226	$346.36	+$124.00 → AUY
2	$13,522	$1,378.01	$12,572	$357.38	+$950.00 → AUY
3	$17,537	$3,068.76	$14,046	$367.84	+$3.5K → AUY
4	$26,204	$7,439.27	$15,660	$377.73	+$10.5K → AUY
5	$48,816	$20,777.07	$17,425	$387.07	+$31.4K → AUY
6	$124,579	$72,346.52	$19,354	$395.86	+$105.2K → AUY
7	$478,404	$345,104.54	$21,461	$404.13	+$456.9K → AUY
8	$2,989,009	$2,477,116.01	$23,762	$411.89	+$2.97M → AUY
9	$32,126,654	$28,928,415.21	$26,272	$419.15	+$32.10M → AUY
10	$615,553,558	$581,178,037.78	$29,010	$425.95	+$615.52M → AUY

AUY vs SCHD: Complete Analysis 2026

AUY — Stock

Yamana Gold Inc., together with its subsidiaries, operates as a precious metal producer. It has gold and silver production, development-stage properties, exploration properties, and land positions throughout the Americas, including Canada, Brazil, Chile, and Argentina. The company was formerly known as Yamana Resources Inc. and changed its name to Yamana Gold Inc. in August 2003. Yamana Gold Inc. was founded in 2003 and is headquartered in Toronto, Canada.

Full AUY Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.