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AVB vs CF: Dividend Comparison 2026

AVB yields 4.33% · CF yields 1.45%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CF wins by $245.7K in total portfolio value· pulled ahead in Year 4
10 years
AVB
AVB
● Live price
4.33%
Share price
$161.56
Annual div
$7.00
5Y div CAGR
11.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.8K
Annual income
$2,127.22
Full AVB calculator →
CF
CF
● Live price
1.45%
Share price
$137.55
Annual div
$2.00
5Y div CAGR
67.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$279.4K
Annual income
$157,141.85
Full CF calculator →

Portfolio growth — AVB vs CF

📍 CF pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAVBCF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AVB + CF cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AVB pays
CF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AVB
Annual income on $10K today (after 15% tax)
$368.28/yr
After 10yr DRIP, annual income (after tax)
$1,808.14/yr
CF
Annual income on $10K today (after 15% tax)
$123.59/yr
After 10yr DRIP, annual income (after tax)
$133,570.57/yr
At 15% tax rate, CF beats the other by $131,762.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AVB + CF for your $10,000?

AVB: 50%CF: 50%
100% CF50/50100% AVB
Portfolio after 10yr
$156.6K
Annual income
$79,634.54/yr
Blended yield
50.85%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on AVB right now

AVB
Analyst Ratings
18
Buy
23
Hold
1
Sell
Consensus: Hold
Price Target
$192.70
+19.3% upside vs current
Range: $172.00 — $217.00
Altman Z
1.6
Piotroski
7/9
CF
Analyst Ratings
21
Buy
14
Hold
6
Sell
Consensus: Buy
Price Target
$91.71
-33.3% upside vs current
Range: $72.00 — $103.00
Altman Z
3.2
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AVB buys
0
CF buys
0
No recent congressional trades found for AVB or CF in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAVBCF
Forward yield4.33%1.45%
Annual dividend / share$7.00$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR11.8%67.5%
Portfolio after 10y$33.8K$279.4K
Annual income after 10y$2,127.22$157,141.85
Total dividends collected$11.2K$247.3K
Payment frequencyquarterlyquarterly
SectorREITMaterials
Analyst consensusHoldBuy
Analyst price target$192.70$91.71

Year-by-year: AVB vs CF ($10,000, DRIP)

YearAVB PortfolioAVB Income/yrCF PortfolioCF Income/yrGap
1$11,184$484.40$10,944$243.55+$240.00AVB
2$12,533$566.08$12,127$417.23+$406.00AVB
3$14,074$662.81$13,699$723.76+$375.00AVB
4← crossover$15,836$777.65$15,938$1,279.91$102.00CF
5$17,859$914.31$19,385$2,331.05$1.5KCF
6$20,187$1,077.35$25,180$4,438.20$5.0KCF
7$22,872$1,272.39$35,967$9,024.64$13.1KCF
8$25,980$1,506.33$58,665$20,179.55$32.7KCF
9$29,586$1,787.73$114,295$51,524.02$84.7KCF
10$33,784$2,127.22$279,438$157,141.85$245.7KCF

AVB vs CF: Complete Analysis 2026

AVBREIT

As of December 31, 2020, the Company owned or held a direct or indirect ownership interest in 291 apartment communities containing 86,025 apartment homes in 11 states and the District of Columbia, of which 18 communities were under development and one community was under redevelopment. The Company is an equity REIT in the business of developing, redeveloping, acquiring and managing apartment communities in leading metropolitan areas in New England, the New York/New Jersey Metro area, the Mid-Atlantic, the Pacific Northwest, and Northern and Southern California, as well as in the Company's expansion markets consisting of Southeast Florida and Denver, Colorado (the Expansion Markets).

Full AVB Calculator →

CFMaterials

CF Industries Holdings, Inc. manufactures and sells hydrogen and nitrogen products for energy, fertilizer, emissions abatement, and other industrial activities worldwide. Its principal products include anhydrous ammonia, granular urea, urea ammonium nitrate, and ammonium nitrate products. The company also offers diesel exhaust fluid, urea liquor, nitric acid, and aqua ammonia products; and compound fertilizer products with nitrogen, phosphorus, and potassium. It primarily serves cooperatives, independent fertilizer distributors, traders, wholesalers, and industrial users. The company was founded in 1946 and is headquartered in Deerfield, Illinois.

Full CF Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.