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AVOA vs RYLD: Dividend Comparison 2026

AVOA yields 0.17% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $8.1K in total portfolio value
10 years
AVOA
AVOA
● Live price
0.17%
Share price
$1,210.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.9K
Annual income
$16.71
Full AVOA calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — AVOA vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAVOARYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AVOA + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
AVOA pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AVOA
Annual income on $10K today (after 15% tax)
$14.05/yr
After 10yr DRIP, annual income (after tax)
$14.20/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $750.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AVOA + RYLD for your $10,000?

AVOA: 50%RYLD: 50%
100% RYLD50/50100% AVOA
Portfolio after 10yr
$24.0K
Annual income
$457.95/yr
Blended yield
1.91%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AVOA buys
0
RYLD buys
0
No recent congressional trades found for AVOA or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAVOARYLD
Forward yield0.17%4.00% ✓
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$19.9K$28.0K ✓
Annual income after 10y$16.71$899.19 ✓
Total dividends collected$166.00 ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: AVOA vs RYLD ($10,000, DRIP)

YearAVOA PortfolioAVOA Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,717$16.53$11,120$420.00$403.00 → RYLD
2$11,483$16.55$12,357$458.31$874.00 → RYLD
3$12,304$16.58$13,721$499.76$1.4K → RYLD
4$13,182$16.60$15,227$544.58$2.0K → RYLD
5$14,121$16.62$16,885$593.02$2.8K → RYLD
6$15,126$16.64$18,713$645.34$3.6K → RYLD
7$16,201$16.66$20,724$701.81$4.5K → RYLD
8$17,352$16.68$22,938$762.73$5.6K → RYLD
9$18,584$16.69$25,372$828.41$6.8K → RYLD
10$19,901$16.71$28,047$899.19$8.1K → RYLD

AVOA vs RYLD: Complete Analysis 2026

AVOA — Stock

Avoca LLC operates as a subsidiary of Hancock Whitney Bank.

Full AVOA Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.