HomeCompareAXP vs MSFT

AXP vs MSFT: Dividend Comparison 2026

AXP yields 1.10% · MSFT yields 0.97%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AXP wins by $324.3K in total portfolio value· pulled ahead in Year 9
10 years
AXP
AXP
● Live price
1.10%
Share price
$297.58
Annual div
$3.28
5Y div CAGR
78.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$461.4K
Annual income
$298,922.75
Full AXP calculator →
MSFT
Microsoft Corporation
● Live price
0.97%
Share price
$358.96
Annual div
$3.48
5Y div CAGR
62.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$137.1K
Annual income
$20,242.28
Full MSFT calculator →

Portfolio growth — AXP vs MSFT

📍 AXP pulled ahead of the other in Year 9

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAXPMSFT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AXP + MSFT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AXP pays
MSFT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AXP
Annual income on $10K today (after 15% tax)
$93.69/yr
After 10yr DRIP, annual income (after tax)
$254,084.34/yr
MSFT
Annual income on $10K today (after 15% tax)
$82.40/yr
After 10yr DRIP, annual income (after tax)
$17,205.94/yr
At 15% tax rate, AXP beats the other by $236,878.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AXP + MSFT for your $10,000?

AXP: 50%MSFT: 50%
100% MSFT50/50100% AXP
Portfolio after 10yr
$299.2K
Annual income
$159,582.51/yr
Blended yield
53.33%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MSFT right now

AXP
Analyst Ratings
21
Buy
32
Hold
4
Sell
Consensus: Hold
Price Target
$374.58
+25.9% upside vs current
Range: $295.00 — $425.00
Altman Z
0.5
Piotroski
7/9
MSFT
Analyst Ratings
62
Buy
16
Hold
Consensus: Buy
Price Target
$583.67
+62.6% upside vs current
Range: $392.00 — $675.00
Altman Z
7.7
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AXP buys
0
MSFT buys
0
No recent congressional trades found for AXP or MSFT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAXPMSFT
Forward yield1.10%0.97%
Annual dividend / share$3.28$3.48
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR78.5%62.9%
Portfolio after 10y$461.4K$137.1K
Annual income after 10y$298,922.75$20,242.28
Total dividends collected$425.9K$45.7K
Payment frequencyquarterlyquarterly
SectorFinancialsTechnology
Analyst consensusHoldBuy
Analyst price target$374.58$583.67

Year-by-year: AXP vs MSFT ($10,000, DRIP)

YearAXP PortfolioAXP Income/yrMSFT PortfolioMSFT Income/yrGap
1$10,897$196.75$12,368$157.93$1.5KMSFT
2$12,017$357.65$15,362$260.59$3.3KMSFT
3$13,516$657.99$19,189$431.83$5.7KMSFT
4$15,697$1,234.61$24,149$719.64$8.5KMSFT
5$19,188$2,391.92$30,694$1,208.30$11.5KMSFT
6$25,409$4,877.60$39,527$2,048.98$14.1KMSFT
7$37,962$10,774.96$51,782$3,520.27$13.8KMSFT
8$67,475$26,855.93$69,379$6,152.79$1.9KMSFT
9← crossover$151,831$79,632.36$95,710$10,998.27+$56.1KAXP
10$461,382$298,922.75$137,104$20,242.28+$324.3KAXP

AXP vs MSFT: Complete Analysis 2026

AXPFinancials

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products and services also comprise merchant acquisition and processing, servicing and settlement, point-of-sale marketing, and information products and services for merchants; and fraud prevention services, as well as the design and operation of customer loyalty programs. It sells its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, third-party vendors and business partners, direct mail, telephone, in-house sales teams, and direct response advertising. American Express Company was founded in 1850 and is headquartered in New York, New York.

Full AXP Calculator →

MSFTTechnology

Microsoft Corporation develops, licenses, and supports software, services, devices, and solutions worldwide. The company operates in three segments: Productivity and Business Processes, Intelligent Cloud, and More Personal Computing. The Productivity and Business Processes segment offers Office, Exchange, SharePoint, Microsoft Teams, Office 365 Security and Compliance, Microsoft Viva, and Skype for Business; Skype, Outlook.com, OneDrive, and LinkedIn; and Dynamics 365, a set of cloud-based and on-premises business solutions for organizations and enterprise divisions. The Intelligent Cloud segment licenses SQL, Windows Servers, Visual Studio, System Center, and related Client Access Licenses; GitHub that provides a collaboration platform and code hosting service for developers; Nuance provides healthcare and enterprise AI solutions; and Azure, a cloud platform. It also offers enterprise support, Microsoft consulting, and nuance professional services to assist customers in developing, deploying, and managing Microsoft server and desktop solutions; and training and certification on Microsoft products. The More Personal Computing segment provides Windows original equipment manufacturer (OEM) licensing and other non-volume licensing of the Windows operating system; Windows Commercial, such as volume licensing of the Windows operating system, Windows cloud services, and other Windows commercial offerings; patent licensing; and Windows Internet of Things. It also offers Surface, PC accessories, PCs, tablets, gaming and entertainment consoles, and other devices; Gaming, including Xbox hardware, and Xbox content and services; video games and third-party video game royalties; and Search, including Bing and Microsoft advertising. The company sells its products through OEMs, distributors, and resellers; and directly through digital marketplaces, online stores, and retail stores. Microsoft Corporation was founded in 1975 and is headquartered in Redmond, Washington.

Full MSFT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.