Is AYAAY or QYLD a better dividend investment in 2026?

AYAAY currently yields 2.67% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between AYAAY and QYLD?

AYAAY has a forward dividend yield of 2.67% ($0.22/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.25 percentage points.

Home › Compare › AYAAY vs QYLD

AYAAY vs QYLD: Dividend Comparison 2026

AYAAY yields 2.67% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 AYAAY wins by $70.98M in total portfolio value

INVESTMENT

TIME HORIZON10 years

AYAAY

● Live price

2.67%

Share price

$8.25

Annual div

$0.22

5Y div CAGR

93.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$71.01M

Annual income

$64,417,403.46

Full AYAAY calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — AYAAY vs QYLD

📍 AYAAY pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	AYAAY	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, AYAAY + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

AYAAY pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AYAAY

Annual income on $10K today (after 15% tax)

$226.67/yr

After 10yr DRIP, annual income (after tax)

$54,754,792.94/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, AYAAY beats the other by $54,749,982.53/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of AYAAY + QYLD for your $10,000?

AYAAY: 50%QYLD: 50%

100% QYLD50/50100% AYAAY

Portfolio after 10yr

$35.52M

Annual income

$32,211,531.39/yr

Blended yield

90.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AYAAY buys

QYLD buys

No recent congressional trades found for AYAAY or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricAYAAYQYLD

Forward yield	2.67%	11.92% ✓
Annual dividend / share	$0.22	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	93.1% ✓	0%
Portfolio after 10y	$71.01M ✓	$25.4K
Annual income after 10y	$64,417,403.46 ✓	$5,659.31
Total dividends collected	$70.48M ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: AYAAY vs QYLD ($10,000, DRIP)

Year	AYAAY Portfolio	AYAAY Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,215	$514.93	$10,352	$1,192.36	+$863.00 → AYAAY
2	$13,042	$1,042.19	$10,830	$1,347.57	+$2.2K → AYAAY
3	$16,142	$2,187.25	$11,460	$1,539.07	+$4.7K → AYAAY
4	$22,158	$4,885.55	$12,275	$1,777.84	+$9.9K → AYAAY
5	$35,811	$12,102.45	$13,323	$2,078.95	+$22.5K → AYAAY
6	$73,617	$35,299.18	$14,667	$2,463.34	+$59.0K → AYAAY
7	$209,726	$130,955.04	$16,396	$2,960.57	+$193.3K → AYAAY
8	$897,681	$673,274.17	$18,631	$3,612.97	+$879.0K → AYAAY
9	$6,161,206	$5,200,688.00	$21,548	$4,482.15	+$6.14M → AYAAY
10	$71,009,894	$64,417,403.46	$25,398	$5,659.31	+$70.98M → AYAAY

AYAAY vs QYLD: Complete Analysis 2026

AYAAY — Stock

Ayala Land, Inc. operates as a property developer in the Philippines. It operates through Property Developments, International, Shopping Centers, Offices, Hotels and Resorts, Construction, and Property Management and Others segments. The company sells high-end and upper middle-income residential lots and units, affordable housing units and lots, and economic housing and leisure community developments; leases residential developments under joint venture; acquires, develops, and sells large-scale, mixed-use, and master-planned communities; and sells override units. It also develops and sells of residential lots and units. In addition, it also develops shopping centers, and leases retail space and land to third parties; operates movie theaters, food courts, entertainment facilities, gas stations, and car parking in shopping centers; manages and operates malls; develops, leases, and sells office buildings; and sells industrial lots and leases factory building. Further, it engages in the development and management of hotels and resorts/serviced apartments; leasing of land to hotel tenants; and land development and construction, and facilities management activities. The company was incorporated in 1988 and is based in Makati City, the Philippines.

Full AYAAY Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.