HomeCompareAYALY vs VYM

AYALY vs VYM: Dividend Comparison 2026

AYALY yields 6.96% · VYM yields 2.41%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $6.1K in total portfolio value
10 years
AYALY
AYALY
● Live price
6.96%
Share price
$8.33
Annual div
$0.58
5Y div CAGR
-36.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$8.74
Full AYALY calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.41%
Share price
$145.48
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$278.55
Full VYM calculator →

Portfolio growth — AYALY vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAYALYVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, AYALY + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AYALY pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AYALY
Annual income on $10K today (after 15% tax)
$591.84/yr
After 10yr DRIP, annual income (after tax)
$7.43/yr
VYM
Annual income on $10K today (after 15% tax)
$205.23/yr
After 10yr DRIP, annual income (after tax)
$236.77/yr
At 15% tax rate, VYM beats the other by $229.34/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AYALY + VYM for your $10,000?

AYALY: 50%VYM: 50%
100% VYM50/50100% AYALY
Portfolio after 10yr
$24.8K
Annual income
$143.64/yr
Blended yield
0.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AYALY buys
0
VYM buys
0
No recent congressional trades found for AYALY or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAYALYVYM
Forward yield6.96%2.41%
Annual dividend / share$0.58$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-36.1%0%
Portfolio after 10y$21.8K$27.8K
Annual income after 10y$8.74$278.55
Total dividends collected$1.3K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: AYALY vs VYM ($10,000, DRIP)

YearAYALY PortfolioAYALY Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$11,145$444.92$11,151$241.44$6.00VYM
2$12,221$296.13$12,413$246.79$192.00VYM
3$13,271$193.92$13,794$251.79$523.00VYM
4$14,325$125.76$15,306$256.47$981.00VYM
5$15,409$81.07$16,960$260.84$1.6KVYM
6$16,540$52.08$18,768$264.92$2.2KVYM
7$17,731$33.38$20,745$268.71$3.0KVYM
8$18,994$21.37$22,905$272.24$3.9KVYM
9$20,337$13.67$25,265$275.51$4.9KVYM
10$21,769$8.74$27,842$278.55$6.1KVYM

AYALY vs VYM: Complete Analysis 2026

AYALYStock

Ayala Corporation engages in the real estate and hotel businesses in the Philippines and internationally. Its Real Estate and Hotels segment develops, constructs, leases, and sells residential and commercial communities; manages land bank; operates hotels, cinema, and theaters; and provides construction and property management services. The company's Financial Services and Insurance segment provides corporate, consumer, mortgage, leasing, and agri loans; deposit and cash management, asset management, online stock trading, foreign exchange and capital markets investments dealing, corporate finance and consulting, investment banking, internet banking, foreign exchange, and safety deposit services; and life, non-life, pre-need, and reinsurance services. Its Telecommunications segment offers digital wireless communication, long distance communication, broadband internet, wireline voice and data communication, and local exchange carrier services; and designs, develops, operates, administers, and manages software applications and systems. The company's Water segment manages, operates, repairs, decommissions, and refurbishes fixed and movable assets required to provide water delivery, sewerage, and sanitation, distribution, pipe works, used water management, and management services. Its Industrial Technologies segment offers electronics manufacturing, and power semiconductor assembly and testing services. The company's Power segment generates power using renewable and conventional technologies. Its Automotive, Outsourcing and Others segment manufactures, distributes, sells, repairs, and services passenger cars and commercial vehicles; provides venture capital for technology businesses; onshore and offshore outsourcing, air-chartered, consultancy, agri-business, education, human capital resource management, and health services; and invests in property companies and other projects. Ayala Corporation was founded in 1834 and is headquartered in Makati City, the Philippines.

Full AYALY Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.