HomeCompareBAC vs WMT

BAC vs WMT: Dividend Comparison 2026

BAC yields 2.33% · WMT yields 0.77%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BAC wins by $83.3K in total portfolio value
10 years
BAC
BAC
● Live price
2.33%
Share price
$47.23
Annual div
$1.10
5Y div CAGR
47.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.0K
Annual income
$39,185.81
Full BAC calculator →
WMT
WMT
● Live price
0.77%
Share price
$123.50
Annual div
$0.95
5Y div CAGR
30.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.7K
Annual income
$1,374.63
Full WMT calculator →

Portfolio growth — BAC vs WMT

📍 BAC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBACWMT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BAC + WMT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BAC pays
WMT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BAC
Annual income on $10K today (after 15% tax)
$197.97/yr
After 10yr DRIP, annual income (after tax)
$33,307.94/yr
WMT
Annual income on $10K today (after 15% tax)
$65.56/yr
After 10yr DRIP, annual income (after tax)
$1,168.44/yr
At 15% tax rate, BAC beats the other by $32,139.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BAC + WMT for your $10,000?

BAC: 50%WMT: 50%
100% WMT50/50100% BAC
Portfolio after 10yr
$67.3K
Annual income
$20,280.23/yr
Blended yield
30.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on WMT right now

BAC
Analyst Ratings
35
Buy
18
Hold
1
Sell
Consensus: Buy
Price Target
$60.33
+27.7% upside vs current
Range: $50.00 — $71.00
Altman Z
-0.3
Piotroski
6/9
WMT
Analyst Ratings
46
Buy
14
Hold
4
Sell
Consensus: Buy
Price Target
$137.04
+11.0% upside vs current
Range: $120.00 — $150.00
Altman Z
6.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BAC buys
0
WMT buys
0
No recent congressional trades found for BAC or WMT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBACWMT
Forward yield2.33%0.77%
Annual dividend / share$1.10$0.95
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR47.1%30.6%
Portfolio after 10y$109.0K$25.7K
Annual income after 10y$39,185.81$1,374.63
Total dividends collected$81.7K$5.0K
Payment frequencyquarterlyquarterly
SectorFinancialsConsumer Staples
Analyst consensusBuyBuy
Analyst price target$60.33$137.04

Year-by-year: BAC vs WMT ($10,000, DRIP)

YearBAC PortfolioBAC Income/yrWMT PortfolioWMT Income/yrGap
1← crossover$11,043$342.60$10,801$100.73+$242.00BAC
2$12,336$520.10$11,690$132.79+$646.00BAC
3$13,998$798.75$12,683$175.41+$1.3KBAC
4$16,224$1,246.06$13,803$232.30+$2.4KBAC
5$19,345$1,985.44$15,078$308.58+$4.3KBAC
6$23,954$3,254.61$16,545$411.42+$7.4KBAC
7$31,171$5,540.30$18,254$551.02+$12.9KBAC
8$43,264$9,911.45$20,274$742.03+$23.0KBAC
9$65,205$18,912.41$22,699$1,005.91+$42.5KBAC
10$108,955$39,185.81$25,663$1,374.63+$83.3KBAC

BAC vs WMT: Complete Analysis 2026

BACFinancials

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services. Its Global Banking segment provides lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, and short-term investing options and merchant services; working capital management solutions; and debt and equity underwriting and distribution, and merger-related and other advisory services. The company's Global Markets segment offers market-making, financing, securities clearing, settlement, and custody services, as well as risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. As of December 31, 2021, it served approximately 67 million consumer and small business clients with approximately 4,200 retail financial centers; approximately 16,000 ATMs; and digital banking platforms with approximately 41 million active users. The company was founded in 1784 and is based in Charlotte, North Carolina.

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WMTConsumer Staples

Walmart Inc. engages in the operation of retail, wholesale, other units, and eCommerce worldwide. The company operates through three segments: Walmart U.S., Walmart International, and Sam's Club. It operates supercenters, supermarkets, hypermarkets, warehouse clubs, cash and carry stores, and discount stores under Walmart and Walmart Neighborhood Market brands; membership-only warehouse clubs; ecommerce websites, such as walmart.com.mx, walmart.ca, flipkart.com, PhonePe and other sites; and mobile commerce applications. The company offers grocery and consumables, including dairy, meat, bakery, deli, produce, dry, chilled or frozen packaged foods, alcoholic and nonalcoholic beverages, floral, snack foods, candy, other grocery items, health and beauty aids, paper goods, laundry and home care, baby care, pet supplies, and other consumable items; fuel, tobacco and other categories. It is also involved in the provision of health and wellness products covering pharmacy, optical and hearing services, and over-the-counter drugs and other medical products; and home and apparel including home improvement, outdoor living, gardening, furniture, apparel, jewelry, tools and power equipment, housewares, toys, seasonal items, mattresses and tire and battery centers. In addition, the company offers consumer electronics and accessories, software, video games, office supplies, appliances, and third-party gift cards. Further, it operates digital payment platforms; and offers financial services and related products, including money transfers, bill payments, money orders, check cashing, prepaid access, co-branded credit cards, installment lending, and earned wage access. Additionally, the company markets lines of merchandise under private brands, including Allswell, Athletic Works, Equate, and Free Assembly. The company was formerly known as Wal-Mart Stores, Inc. and changed its name to Walmart Inc. in February 2018. Walmart Inc. was founded in 1945 and is based in Bentonville, Arkansas.

Full WMT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.