Is BAGIX or VYM a better dividend investment in 2026?

BAGIX currently yields 4.19% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: BAGIX offers higher current income.

What is the dividend yield difference between BAGIX and VYM?

BAGIX has a forward dividend yield of 4.19% ($0.41/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 1.78 percentage points.

Home › Compare › BAGIX vs VYM

BAGIX vs VYM: Dividend Comparison 2026

BAGIX yields 4.19% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $1.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BAGIX

● Live price

4.19%

Share price

$9.82

Annual div

$0.41

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$548.02

Full BAGIX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — BAGIX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BAGIX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BAGIX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

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BAGIX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BAGIX

Annual income on $10K today (after 15% tax)

$356.05/yr

After 10yr DRIP, annual income (after tax)

$465.82/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, BAGIX beats the other by $229.05/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BAGIX + VYM for your $10,000?

BAGIX: 50%VYM: 50%

100% VYM50/50100% BAGIX

Portfolio after 10yr

$27.1K

Annual income

$413.28/yr

Blended yield

1.53%

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Analyst Conviction Gap

Where Wall Street is split right now

BAGIX

No analyst data

Price Target

$27.00

+174.9% upside vs current

Range: $27.00 — $27.00

VYM

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BAGIX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$BAGIX	▲ Buy	$1,001 - $15,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBAGIXVYM

Forward yield	4.19% ✓	2.41%
Annual dividend / share	$0.41	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K	$27.8K ✓
Annual income after 10y	$548.02 ✓	$278.55
Total dividends collected	$4.9K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BAGIX vs VYM ($10,000, DRIP)

Year	BAGIX Portfolio	BAGIX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,119	$418.88	$11,151	$241.44	$32.00 → VYM
2	$12,332	$435.28	$12,413	$246.79	$81.00 → VYM
3	$13,647	$451.20	$13,794	$251.79	$147.00 → VYM
4	$15,069	$466.63	$15,306	$256.47	$237.00 → VYM
5	$16,605	$481.54	$16,960	$260.84	$355.00 → VYM
6	$18,264	$495.92	$18,768	$264.92	$504.00 → VYM
7	$20,052	$509.77	$20,745	$268.71	$693.00 → VYM
8	$21,978	$523.06	$22,905	$272.24	$927.00 → VYM
9	$24,053	$535.82	$25,265	$275.51	$1.2K → VYM
10	$26,284	$548.02	$27,842	$278.55	$1.6K → VYM

BAGIX vs VYM: Complete Analysis 2026

BAGIX — Stock

The fund normally invests at least 80% of its net assets in the following types of U.S. dollar-denominated debt obligations: U.S. government and other public-sector entities; asset-backed and mortgage-backed obligations of U.S. and foreign issuers; corporate debt of U.S. and foreign issuers.

Full BAGIX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.