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BAIV vs SCHD: Dividend Comparison 2026

BAIV yields 8.38% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BAIV wins by $5.9K in total portfolio value
10 years
BAIV
BAIV
● Live price
8.38%
Share price
$23.86
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.8K
Annual income
$1,423.47
Full BAIV calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — BAIV vs SCHD

📍 BAIV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBAIVSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BAIV + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BAIV pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BAIV
Annual income on $10K today (after 15% tax)
$712.41/yr
After 10yr DRIP, annual income (after tax)
$1,209.95/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, BAIV beats the other by $850.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BAIV + SCHD for your $10,000?

BAIV: 50%SCHD: 50%
100% SCHD50/50100% BAIV
Portfolio after 10yr
$31.9K
Annual income
$923.04/yr
Blended yield
2.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BAIV buys
0
SCHD buys
0
No recent congressional trades found for BAIV or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBAIVSCHD
Forward yield8.38% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.8K ✓$29.0K
Annual income after 10y$1,423.47 ✓$422.61
Total dividends collected$11.3K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BAIV vs SCHD ($10,000, DRIP)

YearBAIV PortfolioBAIV Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,538$838.12$11,224$344.10+$314.00 → BAIV
2$13,250$903.77$12,567$354.98+$683.00 → BAIV
3$15,147$969.94$14,038$365.30+$1.1K → BAIV
4$17,244$1,036.29$15,648$375.06+$1.6K → BAIV
5$19,553$1,102.56$17,410$384.27+$2.1K → BAIV
6$22,090$1,168.44$19,335$392.95+$2.8K → BAIV
7$24,870$1,233.70$21,437$401.10+$3.4K → BAIV
8$27,909$1,298.09$23,733$408.75+$4.2K → BAIV
9$31,224$1,361.41$26,237$415.91+$5.0K → BAIV
10$34,834$1,423.47$28,968$422.61+$5.9K → BAIV

BAIV vs SCHD: Complete Analysis 2026

BAIV — Stock

Brown Advisory International Value Select ETF is an actively managed exchange-traded fund that seeks long-term capital appreciation by investing primarily in equity securities of non-U.S. companies that the adviser believes are undervalued.

Full BAIV Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.