Is BALDF or XYLD a better dividend investment in 2026?

BALDF currently yields 35.32% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BALDF offers higher current income.

What is the dividend yield difference between BALDF and XYLD?

BALDF has a forward dividend yield of 35.32% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 24.34 percentage points.

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BALDF vs XYLD: Dividend Comparison 2026

BALDF yields 35.32% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BALDF wins by $153.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BALDF

● Live price

35.32%

Share price

$5.66

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$179.0K

Annual income

$27,252.06

Full BALDF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BALDF vs XYLD

📍 BALDF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BALDF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BALDF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BALDF pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BALDF

Annual income on $10K today (after 15% tax)

$3,001.94/yr

After 10yr DRIP, annual income (after tax)

$23,164.25/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BALDF beats the other by $20,428.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BALDF + XYLD for your $10,000?

BALDF: 50%XYLD: 50%

100% XYLD50/50100% BALDF

Portfolio after 10yr

$102.2K

Annual income

$15,235.54/yr

Blended yield

14.91%

📊

Analyst Conviction Gap

Where Wall Street is split right now

BALDF

Analyst Ratings

Hold

Consensus: Hold

Altman Z

0.4

Piotroski

6/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BALDF buys

XYLD buys

No recent congressional trades found for BALDF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBALDFXYLD

Forward yield	35.32% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$179.0K ✓	$25.3K
Annual income after 10y	$27,252.06 ✓	$3,219.02
Total dividends collected	$129.5K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BALDF vs XYLD ($10,000, DRIP)

Year	BALDF Portfolio	BALDF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$14,232	$3,531.70	$10,818	$1,098.39	+$3.4K → BALDF
2	$19,925	$4,697.39	$11,738	$1,222.51	+$8.2K → BALDF
3	$27,466	$6,146.40	$12,774	$1,364.64	+$14.7K → BALDF
4	$37,307	$7,918.36	$13,944	$1,527.86	+$23.4K → BALDF
5	$49,971	$10,051.81	$15,270	$1,715.87	+$34.7K → BALDF
6	$66,052	$12,582.91	$16,775	$1,933.09	+$49.3K → BALDF
7	$86,219	$15,544.07	$18,490	$2,184.87	+$67.7K → BALDF
8	$111,217	$18,962.77	$20,450	$2,477.63	+$90.8K → BALDF
9	$141,863	$22,860.53	$22,697	$2,819.19	+$119.2K → BALDF
10	$179,046	$27,252.06	$25,280	$3,219.02	+$153.8K → BALDF

BALDF vs XYLD: Complete Analysis 2026

BALDF — Stock

Fastighets AB Balder (publ) develops, owns, and manages residential and commercial properties in Sweden, Denmark, Finland, Norway, Germany, and the United Kingdom. The company's property portfolio comprises apartments, offices, rooms or working spaces, retail spaces, restaurants or cafés, industrial spaces, warehouses, and storage spaces, as well as garages and parking spaces. As of December 31, 2021, it owned 1,678 investment properties with a lettable area of 5,509 thousand square meters. The company was incorporated in 1995 and is headquartered in Gothenburg, Sweden.

Full BALDF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.