Home › Compare › BALTF vs SCHD

BALTF vs SCHD: Dividend Comparison 2026

BALTF yields 3.45% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $4.0K in total portfolio value
10 years
BALTF
BALTF
● Live price
3.45%
Share price
$58.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.0K
Annual income
$430.47
Full BALTF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — BALTF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBALTFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BALTF + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BALTF pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BALTF
Annual income on $10K today (after 15% tax)
$293.10/yr
After 10yr DRIP, annual income (after tax)
$365.90/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, BALTF beats the other by $6.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BALTF + SCHD for your $10,000?

BALTF: 50%SCHD: 50%
100% SCHD50/50100% BALTF
Portfolio after 10yr
$27.0K
Annual income
$426.53/yr
Blended yield
1.58%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BALTF buys
0
SCHD buys
0
No recent congressional trades found for BALTF or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBALTFSCHD
Forward yield3.45% ✓3.44%
Annual dividend / share$2.00 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.0K$29.0K ✓
Annual income after 10y$430.47 ✓$422.61
Total dividends collected$3.9K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BALTF vs SCHD ($10,000, DRIP)

YearBALTF PortfolioBALTF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,045$344.83$11,224$344.10$179.00 → SCHD
2$12,174$355.94$12,567$354.98$393.00 → SCHD
3$13,393$366.66$14,038$365.30$645.00 → SCHD
4$14,707$376.98$15,648$375.06$941.00 → SCHD
5$16,124$386.90$17,410$384.27$1.3K → SCHD
6$17,649$396.41$19,335$392.95$1.7K → SCHD
7$19,290$405.52$21,437$401.10$2.1K → SCHD
8$21,054$414.23$23,733$408.75$2.7K → SCHD
9$22,950$422.54$26,237$415.91$3.3K → SCHD
10$24,987$430.47$28,968$422.61$4.0K → SCHD

BALTF vs SCHD: Complete Analysis 2026

BALTF — Stock

BALTF is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BALTF shares.

Full BALTF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this BALTF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BALTF vs JEPIBALTF vs OBALTF vs KOBALTF vs MAINBALTF vs VYMBALTF vs DGROBALTF vs VIGBALTF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.