HomeCompareBAOB vs RYLD

BAOB vs RYLD: Dividend Comparison 2026

BAOB yields 1.78% · RYLD yields 4.00%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BAOB wins by $38.97M in total portfolio value· pulled ahead in Year 2
10 years
BAOB
BAOB
● Live price
1.78%
Share price
$6.75
Annual div
$0.12
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.00M
Annual income
$35,195,829.14
Full BAOB calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — BAOB vs RYLD

📍 BAOB pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBAOBRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BAOB + RYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BAOB pays
RYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BAOB
Annual income on $10K today (after 15% tax)
$151.11/yr
After 10yr DRIP, annual income (after tax)
$29,916,454.77/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, BAOB beats the other by $29,915,690.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BAOB + RYLD for your $10,000?

BAOB: 50%RYLD: 50%
100% RYLD50/50100% BAOB
Portfolio after 10yr
$19.51M
Annual income
$17,598,364.17/yr
Blended yield
90.19%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BAOB buys
0
RYLD buys
0
No recent congressional trades found for BAOB or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBAOBRYLD
Forward yield1.78%4.00%
Annual dividend / share$0.12$2.00
Payout ratio50%50%
1-year div growth0%5%
5-year div CAGR100%5%
Portfolio after 10y$39.00M$28.0K
Annual income after 10y$35,195,829.14$899.19
Total dividends collected$38.68M$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BAOB vs RYLD ($10,000, DRIP)

YearBAOB PortfolioBAOB Income/yrRYLD PortfolioRYLD Income/yrGap
1$11,056$355.56$11,120$420.00$64.00RYLD
2← crossover$12,564$734.74$12,357$458.31+$207.00BAOB
3$15,004$1,560.75$13,721$499.76+$1.3KBAOB
4$19,539$3,483.90$15,227$544.58+$4.3KBAOB
5$29,386$8,479.82$16,885$593.02+$12.5KBAOB
6$55,282$23,838.64$18,713$645.34+$36.6KBAOB
7$142,975$83,823.79$20,724$701.81+$122.3KBAOB
8$558,205$405,221.23$22,938$762.73+$535.3KBAOB
9$3,554,412$2,957,132.82$25,372$828.41+$3.53MBAOB
10$38,999,050$35,195,829.14$28,047$899.19+$38.97MBAOB

BAOB vs RYLD: Complete Analysis 2026

BAOBStock

The Baraboo Bancorporation, Inc. operates as the holding company for Baraboo State Bank that provides personal and business banking products and services. It offers checking, NOW, money market, club, individual retirement, savings, and health savings accounts, as well as certificates of deposit and trust services. The company also provides consumer loans, such as auto, home, construction, and other loans, as well as home equity lines of credit; and business loans, including commercial real estate, equipment, partnership buy-in or buy-out, business startup and purchase, acquisition and development, agricultural, and government loans, as well as operating lines of credit and letters of credit. In addition, it offers online, mobile, and phone banking services; and bill payment and cash management services. The company operates eight offices, including 5 offices in Baraboo, 1 office in Reedsburg, 1 office in Portage, and 1 office in Lake Delton. The Baraboo Bancorporation, Inc. was founded in 1857 and is based in Baraboo, Wisconsin.

Full BAOB Calculator →

RYLDETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.