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BCHYX vs XYLD: Dividend Comparison 2026

BCHYX yields 4.00% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BCHYX wins by $660.00 in total portfolio value
10 years
BCHYX
BCHYX
● Live price
4.00%
Share price
$9.55
Annual div
$0.38
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$516.39
Full BCHYX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — BCHYX vs XYLD

📍 BCHYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBCHYXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BCHYX + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BCHYX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCHYX
Annual income on $10K today (after 15% tax)
$339.62/yr
After 10yr DRIP, annual income (after tax)
$438.93/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,297.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BCHYX + XYLD for your $10,000?

BCHYX: 50%XYLD: 50%
100% XYLD50/50100% BCHYX
Portfolio after 10yr
$25.6K
Annual income
$1,867.70/yr
Blended yield
7.29%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCHYX buys
0
XYLD buys
0
No recent congressional trades found for BCHYX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBCHYXXYLD
Forward yield4.00%10.98% ✓
Annual dividend / share$0.38$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.9K ✓$25.3K
Annual income after 10y$516.39$3,219.02 ✓
Total dividends collected$4.6K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BCHYX vs XYLD ($10,000, DRIP)

YearBCHYX PortfolioBCHYX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,100$399.55$10,818$1,098.39+$282.00 → BCHYX
2$12,291$414.47$11,738$1,222.51+$553.00 → BCHYX
3$13,580$428.93$12,774$1,364.64+$806.00 → BCHYX
4$14,974$442.92$13,944$1,527.86+$1.0K → BCHYX
5$16,478$456.42$15,270$1,715.87+$1.2K → BCHYX
6$18,101$469.43$16,775$1,933.09+$1.3K → BCHYX
7$19,850$481.92$18,490$2,184.87+$1.4K → BCHYX
8$21,734$493.92$20,450$2,477.63+$1.3K → BCHYX
9$23,761$505.40$22,697$2,819.19+$1.1K → BCHYX
10$25,940$516.39$25,280$3,219.02+$660.00 → BCHYX

BCHYX vs XYLD: Complete Analysis 2026

BCHYX — Stock

Seeks high current income that is exempt from federal and California income taxes

Full BCHYX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.