Is BCOSX or HDV a better dividend investment in 2026?

BCOSX currently yields 3.84% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: BCOSX offers higher current income.

What is the dividend yield difference between BCOSX and HDV?

BCOSX has a forward dividend yield of 3.84% ($0.41/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 0.92 percentage points.

Home › Compare › BCOSX vs HDV

BCOSX vs HDV: Dividend Comparison 2026

BCOSX yields 3.84% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BCOSX wins by $1.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BCOSX

● Live price

3.84%

Share price

$10.72

Annual div

$0.41

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.7K

Annual income

$491.12

Full BCOSX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — BCOSX vs HDV

📍 BCOSX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BCOSX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BCOSX + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BCOSX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCOSX

Annual income on $10K today (after 15% tax)

$326.24/yr

After 10yr DRIP, annual income (after tax)

$417.45/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, BCOSX beats the other by $117.63/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BCOSX + HDV for your $10,000?

BCOSX: 50%HDV: 50%

100% HDV50/50100% BCOSX

Portfolio after 10yr

$25.0K

Annual income

$421.92/yr

Blended yield

1.69%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCOSX buys

HDV buys

No recent congressional trades found for BCOSX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBCOSXHDV

Forward yield	3.84% ✓	2.92%
Annual dividend / share	$0.41	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.7K ✓	$24.3K
Annual income after 10y	$491.12 ✓	$352.73
Total dividends collected	$4.4K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BCOSX vs HDV ($10,000, DRIP)

Year	BCOSX Portfolio	BCOSX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$11,084	$383.81	$11,002	$292.38	+$82.00 → BCOSX
2	$12,257	$397.57	$12,084	$300.36	+$173.00 → BCOSX
3	$13,526	$410.90	$13,250	$308.02	+$276.00 → BCOSX
4	$14,897	$423.77	$14,506	$315.35	+$391.00 → BCOSX
5	$16,376	$436.18	$15,858	$322.35	+$518.00 → BCOSX
6	$17,970	$448.12	$17,313	$329.04	+$657.00 → BCOSX
7	$19,688	$459.58	$18,878	$335.42	+$810.00 → BCOSX
8	$21,536	$470.56	$20,560	$341.49	+$976.00 → BCOSX
9	$23,525	$481.08	$22,367	$347.25	+$1.2K → BCOSX
10	$25,663	$491.12	$24,307	$352.73	+$1.4K → BCOSX

BCOSX vs HDV: Complete Analysis 2026

BCOSX — Stock

The fund normally invests at least 80% of its net assets in the following types of U.S. dollar-denominated debt obligations: U.S. government and other public-sector entities; asset-backed and mortgage-backed obligations of U.S. and foreign issuers; corporate debt of U.S. and foreign issuers. It invests primarily in investment-grade debt obligations, but may invest up to 20% of its net assets in non-investment grade debt obligations (sometimes referred to as "high yield" or "junk" bonds).

Full BCOSX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this BCOSX vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BCOSX vs SCHD BCOSX vs JEPI BCOSX vs O BCOSX vs KO BCOSX vs MAIN BCOSX vs VYM BCOSX vs DVY BCOSX vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.