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BCSAX vs SCHD: Dividend Comparison 2026

BCSAX yields 2.42% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.7K in total portfolio value
10 years
BCSAX
BCSAX
● Live price
2.42%
Share price
$12.32
Annual div
$0.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$282.49
Full BCSAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — BCSAX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBCSAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BCSAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BCSAX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCSAX
Annual income on $10K today (after 15% tax)
$205.42/yr
After 10yr DRIP, annual income (after tax)
$240.12/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, SCHD beats the other by $119.10/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BCSAX + SCHD for your $10,000?

BCSAX: 50%SCHD: 50%
100% SCHD50/50100% BCSAX
Portfolio after 10yr
$26.1K
Annual income
$352.54/yr
Blended yield
1.35%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCSAX buys
0
SCHD buys
0
No recent congressional trades found for BCSAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBCSAXSCHD
Forward yield2.42%3.44%
Annual dividend / share$0.30$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.3K$29.0K
Annual income after 10y$282.49$422.61
Total dividends collected$2.6K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BCSAX vs SCHD ($10,000, DRIP)

YearBCSAX PortfolioBCSAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$10,942$241.67$11,224$344.10$282.00SCHD
2$11,955$247.13$12,567$354.98$612.00SCHD
3$13,044$252.35$14,038$365.30$994.00SCHD
4$14,214$257.33$15,648$375.06$1.4KSCHD
5$15,471$262.07$17,410$384.27$1.9KSCHD
6$16,821$266.59$19,335$392.95$2.5KSCHD
7$18,269$270.88$21,437$401.10$3.2KSCHD
8$19,823$274.96$23,733$408.75$3.9KSCHD
9$21,490$278.82$26,237$415.91$4.7KSCHD
10$23,276$282.49$28,968$422.61$5.7KSCHD

BCSAX vs SCHD: Complete Analysis 2026

BCSAXStock

The adviser utilizes two strategies and under normal circumstances expects to invest approximately 50% of its total assets in each strategy. One strategy focuses on investments in commodity-linked derivatives. To meet coverage and collateral requirements associated with these derivative investments, and to invest excess cash, the fund holds a portion of its portfolio in investment-grade short-term fixed-income securities. The other strategy focuses on equity investments in commodity-related companies, including, but not limited to, companies operating in the mining, energy and agricultural sectors.

Full BCSAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.