Is BCSO or QYLD a better dividend investment in 2026?

BCSO currently yields 1.10% with a 5% 5-year dividend growth rate. QYLD yields 12.24% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BCSO and QYLD?

BCSO has a forward dividend yield of 1.10% ($0.66/share annually). QYLD yields 12.24% ($2.04/share annually). The yield gap is 11.14 percentage points.

Home › Compare › BCSO vs QYLD

BCSO vs QYLD: Dividend Comparison 2026

BCSO yields 1.10% · QYLD yields 12.24%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BCSO wins by $59.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

BCSO

● Live price

1.10%

Share price

$60.00

Annual div

$0.66

5Y div CAGR

26.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.6K

Annual income

$1,463.70

Full BCSO calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

12.24%

Share price

$16.70

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$6,038.84

Full QYLD calculator →

Portfolio growth — BCSO vs QYLD

📍 BCSO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BCSO	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BCSO + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

—

BCSO pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BCSO

Annual income on $10K today (after 15% tax)

$93.50/yr

After 10yr DRIP, annual income (after tax)

$1,244.15/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,040.82/yr

After 10yr DRIP, annual income (after tax)

$5,133.01/yr

At 15% tax rate, QYLD beats the other by $3,888.87/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BCSO + QYLD for your $10,000?

BCSO: 50%QYLD: 50%

100% QYLD50/50100% BCSO

Portfolio after 10yr

$26.6K

Annual income

$3,751.27/yr

Blended yield

14.11%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BCSO buys

QYLD buys

No recent congressional trades found for BCSO or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBCSOQYLD

Forward yield	1.10%	12.24% ✓
Annual dividend / share	$0.66	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	26.4% ✓	0%
Portfolio after 10y	$26.6K ✓	$26.5K
Annual income after 10y	$1,463.70	$6,038.84 ✓
Total dividends collected	$5.8K	$28.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BCSO vs QYLD ($10,000, DRIP)

Year	BCSO Portfolio	BCSO Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$10,839	$139.04	$10,384	$1,224.49	+$455.00 → BCSO
2	$11,776	$178.03	$10,900	$1,388.18	+$876.00 → BCSO
3	$12,829	$228.48	$11,576	$1,590.76	+$1.3K → BCSO
4	$14,021	$294.04	$12,447	$1,844.20	+$1.6K → BCSO
5	$15,382	$379.63	$13,567	$2,164.97	+$1.8K → BCSO
6	$16,950	$492.00	$15,003	$2,576.05	+$1.9K → BCSO
7	$18,777	$640.47	$16,853	$3,110.04	+$1.9K → BCSO
8	$20,930	$838.14	$19,251	$3,813.85	+$1.7K → BCSO
9	$23,499	$1,103.61	$22,390	$4,756.08	+$1.1K → BCSO
10	$26,607	$1,463.70	$26,548	$6,038.84	+$59.00 → BCSO

BCSO vs QYLD: Complete Analysis 2026

BCSO — Stock

Bancorp. of Southern Indiana operates as the bank holding company for Jackson County Bank that provides banking products and services in Indiana. It offers checking, savings, youth, and individual retirement accounts; remote and night deposit services; and debit and credit cards. The company also provides home equity, consumer, commercial real estate, construction, term, and agricultural loans; mortgages; lines of credit; and letters of credit. In addition, it offers investment management, trust, estate administration, guardianship, escrow agent, wealth management, treasury management, funds management, wire transfer, and merchant services; and mobile, telephone, and online banking services. The company operates in Jackson, Bartholomew, Monroe, Lawrence, and Jennings Counties. Bancorp. of Southern Indiana was founded in 1900 and is based in Seymour, Indiana.

Full BCSO Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.