Is BDCL or RYLD a better dividend investment in 2026?

BDCL currently yields 81.97% with a 5% 5-year dividend growth rate. RYLD yields 12.39% with 5% growth. The better choice depends on your goal: BDCL offers higher current income.

What is the dividend yield difference between BDCL and RYLD?

BDCL has a forward dividend yield of 81.97% ($2.00/share annually). RYLD yields 12.39% ($1.81/share annually). The yield gap is 69.58 percentage points.

Home › Compare › BDCL vs RYLD

BDCL vs RYLD: Dividend Comparison 2026

BDCL yields 81.97% · RYLD yields 12.39%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BDCL wins by $1.77M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BDCL

● Live price

81.97%

Share price

$2.44

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$1.81M

Annual income

$532,500.93

Full BDCL calculator →

RYLD

● Live price

12.39%

Share price

$14.64

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.3K

Annual income

$2,682.98

Full RYLD calculator →

Portfolio growth — BDCL vs RYLD

📍 BDCL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BDCL	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BDCL + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BDCL pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDCL

Annual income on $10K today (after 15% tax)

$6,967.21/yr

After 10yr DRIP, annual income (after tax)

$452,625.79/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,053.44/yr

After 10yr DRIP, annual income (after tax)

$2,280.53/yr

At 15% tax rate, BDCL beats the other by $450,345.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BDCL + RYLD for your $10,000?

BDCL: 50%RYLD: 50%

100% RYLD50/50100% BDCL

Portfolio after 10yr

$927.9K

Annual income

$267,591.96/yr

Blended yield

28.84%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDCL buys

RYLD buys

No recent congressional trades found for BDCL or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBDCLRYLD

Forward yield	81.97% ✓	12.39%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$1.81M	$45.3K ✓
Annual income after 10y	$532,500.93 ✓	$2,682.98
Total dividends collected	$1.58M	$19.4K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BDCL vs RYLD ($10,000, DRIP)

Year	BDCL Portfolio	BDCL Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$18,897	$8,196.72	$11,939	$1,239.34	+$7.0K → BDCL
2	$34,695	$14,475.81	$14,158	$1,382.89	+$20.5K → BDCL
3	$61,963	$24,839.52	$16,682	$1,532.59	+$45.3K → BDCL
4	$107,761	$41,459.57	$19,537	$1,687.64	+$88.2K → BDCL
5	$182,689	$67,385.23	$22,752	$1,847.20	+$159.9K → BDCL
6	$302,243	$106,766.16	$26,355	$2,010.43	+$275.9K → BDCL
7	$488,480	$165,079.92	$30,376	$2,176.45	+$458.1K → BDCL
8	$772,019	$249,345.07	$34,847	$2,344.43	+$737.2K → BDCL
9	$1,194,357	$368,296.79	$39,800	$2,513.54	+$1.15M → BDCL
10	$1,810,463	$532,500.93	$45,269	$2,682.98	+$1.77M → BDCL

BDCL vs RYLD: Complete Analysis 2026

BDCL — Stock

The investment seeks to replicate, net of expenses, twice the performance of the Wells Fargo Business Development Company Index. The index is a float adjusted, capitalization-weighted index that is intended to measure the performance of all Business Development Companies (âBDCâ) that are listed on the New York Stock Exchange or NASDAQ and satisfy specified market capitalization and other eligibility requirements. The BDC business model is to lend to small and midsized companies at high yield equivalent rates while also at times taking equity stakes in such companies.

Full BDCL Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.