Is BDEC or QYLD a better dividend investment in 2026?

BDEC currently yields 4.18% with a 5% 5-year dividend growth rate. QYLD yields 11.43% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between BDEC and QYLD?

BDEC has a forward dividend yield of 4.18% ($2.00/share annually). QYLD yields 11.43% ($1.92/share annually). The yield gap is 7.25 percentage points.

Home › Compare › BDEC vs QYLD

BDEC vs QYLD: Dividend Comparison 2026

BDEC yields 4.18% · QYLD yields 11.43%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BDEC wins by $6.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BDEC

● Live price

4.18%

Share price

$47.86

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$546.45

Full BDEC calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

Portfolio growth — BDEC vs QYLD

📍 BDEC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BDEC	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BDEC + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

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Oct

—

Nov

—

Dec

—

BDEC pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDEC

Annual income on $10K today (after 15% tax)

$355.24/yr

After 10yr DRIP, annual income (after tax)

$464.48/yr

QYLD

Annual income on $10K today (after 15% tax)

$971.43/yr

After 10yr DRIP, annual income (after tax)

$3,020.69/yr

At 15% tax rate, QYLD beats the other by $2,556.21/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BDEC + QYLD for your $10,000?

BDEC: 50%QYLD: 50%

100% QYLD50/50100% BDEC

Portfolio after 10yr

$22.9K

Annual income

$2,050.11/yr

Blended yield

8.95%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDEC buys

QYLD buys

No recent congressional trades found for BDEC or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBDECQYLD

Forward yield	4.18%	11.43% ✓
Annual dividend / share	$2.00 ✓	$1.92
Payout ratio	50% ✓	95%
1-year div growth	0% ✓	-5.2%
5-year div CAGR	0% ✓	-2.1%
Portfolio after 10y	$26.3K ✓	$19.5K
Annual income after 10y	$546.45	$3,553.75 ✓
Total dividends collected	$4.9K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BDEC vs QYLD ($10,000, DRIP)

Year	BDEC Portfolio	BDEC Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,118	$417.93	$10,279	$1,118.86	+$839.00 → BDEC
2	$12,330	$434.25	$10,645	$1,229.16	+$1.7K → BDEC
3	$13,644	$450.10	$11,111	$1,360.44	+$2.5K → BDEC
4	$15,064	$465.46	$11,695	$1,517.70	+$3.4K → BDEC
5	$16,599	$480.30	$12,420	$1,707.39	+$4.2K → BDEC
6	$18,256	$494.61	$13,315	$1,937.94	+$4.9K → BDEC
7	$20,042	$508.39	$14,417	$2,220.42	+$5.6K → BDEC
8	$21,966	$521.62	$15,775	$2,569.54	+$6.2K → BDEC
9	$24,038	$534.31	$17,455	$3,005.06	+$6.6K → BDEC
10	$26,267	$546.45	$19,543	$3,553.75	+$6.7K → BDEC

BDEC vs QYLD: Complete Analysis 2026

BDEC — Stock

The Innovator U.S. Equity Buffer ETF seeks to track the return of the SPDR S&P 500 ETF Trust (SPY), up to a predetermined cap, while buffering investors against the first 9% of losses over the outcome period. The ETF can be held indefinitely, resetting at the end of each outcome period, approximately annually.

Full BDEC Calculator →

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.