Is BDFIX or XYLD a better dividend investment in 2026?

BDFIX currently yields 6.42% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BDFIX and XYLD?

BDFIX has a forward dividend yield of 6.42% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 4.56 percentage points.

Home › Compare › BDFIX vs XYLD

BDFIX vs XYLD: Dividend Comparison 2026

BDFIX yields 6.42% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BDFIX wins by $5.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BDFIX

● Live price

6.42%

Share price

$31.16

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$30.6K

Annual income

$965.69

Full BDFIX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BDFIX vs XYLD

📍 BDFIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BDFIX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BDFIX + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BDFIX pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDFIX

Annual income on $10K today (after 15% tax)

$545.57/yr

After 10yr DRIP, annual income (after tax)

$820.84/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,915.33/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BDFIX + XYLD for your $10,000?

BDFIX: 50%XYLD: 50%

100% XYLD50/50100% BDFIX

Portfolio after 10yr

$27.9K

Annual income

$2,092.35/yr

Blended yield

7.49%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDFIX buys

XYLD buys

No recent congressional trades found for BDFIX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBDFIXXYLD

Forward yield	6.42%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$30.6K ✓	$25.3K
Annual income after 10y	$965.69	$3,219.02 ✓
Total dividends collected	$8.1K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BDFIX vs XYLD ($10,000, DRIP)

Year	BDFIX Portfolio	BDFIX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,342	$641.85	$10,818	$1,098.39	+$524.00 → BDFIX
2	$12,816	$680.35	$11,738	$1,222.51	+$1.1K → BDFIX
3	$14,432	$718.49	$12,774	$1,364.64	+$1.7K → BDFIX
4	$16,198	$756.14	$13,944	$1,527.86	+$2.3K → BDFIX
5	$18,125	$793.16	$15,270	$1,715.87	+$2.9K → BDFIX
6	$20,223	$829.46	$16,775	$1,933.09	+$3.4K → BDFIX
7	$22,504	$864.93	$18,490	$2,184.87	+$4.0K → BDFIX
8	$24,979	$899.51	$20,450	$2,477.63	+$4.5K → BDFIX
9	$27,660	$933.11	$22,697	$2,819.19	+$5.0K → BDFIX
10	$30,562	$965.69	$25,280	$3,219.02	+$5.3K → BDFIX

BDFIX vs XYLD: Complete Analysis 2026

BDFIX — Stock

The investment seeks capital appreciation through investments primarily in securities of small-sized growth companies. The fund is a diversified fund that invests for the long term primarily in equity securities in the form of common stock of U.S. small-sized growth companies. The Adviser seeks to invest in businesses the advisor believes have significant opportunities for growth, sustainable competitive advantages, exceptional management, and an attractive valuation.

Full BDFIX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this BDFIX vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BDFIX vs SCHD BDFIX vs JEPI BDFIX vs O BDFIX vs KO BDFIX vs MAIN BDFIX vs QYLD BDFIX vs JEPQ BDFIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.