Is BDRFY or XYLD a better dividend investment in 2026?

BDRFY currently yields 1.28% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BDRFY and XYLD?

BDRFY has a forward dividend yield of 1.28% ($0.23/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.70 percentage points.

Home › Compare › BDRFY vs XYLD

BDRFY vs XYLD: Dividend Comparison 2026

BDRFY yields 1.28% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BDRFY wins by $12.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BDRFY

● Live price

1.28%

Share price

$17.75

Annual div

$0.23

5Y div CAGR

38.2%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.4K

Annual income

$5,300.80

Full BDRFY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BDRFY vs XYLD

📍 BDRFY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BDRFY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BDRFY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BDRFY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDRFY

Annual income on $10K today (after 15% tax)

$108.57/yr

After 10yr DRIP, annual income (after tax)

$4,505.68/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BDRFY beats the other by $1,769.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BDRFY + XYLD for your $10,000?

BDRFY: 50%XYLD: 50%

100% XYLD50/50100% BDRFY

Portfolio after 10yr

$31.4K

Annual income

$4,259.91/yr

Blended yield

13.59%

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Analyst Conviction Gap

Where Wall Street is split right now

BDRFY

Analyst Ratings

Buy

Sell

Consensus: Buy

Altman Z

6.0

Piotroski

7/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDRFY buys

XYLD buys

No recent congressional trades found for BDRFY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBDRFYXYLD

Forward yield	1.28%	10.98% ✓
Annual dividend / share	$0.23	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	38.2% ✓	0%
Portfolio after 10y	$37.4K ✓	$25.3K
Annual income after 10y	$5,300.80 ✓	$3,219.02
Total dividends collected	$15.5K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BDRFY vs XYLD ($10,000, DRIP)

Year	BDRFY Portfolio	BDRFY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,877	$176.52	$10,818	$1,098.39	+$59.00 → BDRFY
2	$11,886	$247.98	$11,738	$1,222.51	+$148.00 → BDRFY
3	$13,068	$350.01	$12,774	$1,364.64	+$294.00 → BDRFY
4	$14,480	$497.02	$13,944	$1,527.86	+$536.00 → BDRFY
5	$16,205	$711.30	$15,270	$1,715.87	+$935.00 → BDRFY
6	$18,367	$1,028.15	$16,775	$1,933.09	+$1.6K → BDRFY
7	$21,158	$1,505.16	$18,490	$2,184.87	+$2.7K → BDRFY
8	$24,878	$2,239.45	$20,450	$2,477.63	+$4.4K → BDRFY
9	$30,021	$3,401.07	$22,697	$2,819.19	+$7.3K → BDRFY
10	$37,423	$5,300.80	$25,280	$3,219.02	+$12.1K → BDRFY

BDRFY vs XYLD: Complete Analysis 2026

BDRFY — Stock

Beiersdorf Aktiengesellschaft engages in the manufacture and distribution of consumer goods in Europe, the Americas, Africa, Asia, and Australia. It operates in two segments, Consumer Business and Tesa Business. The Consumer Business Segment offers skin and body care products. The Tesa Business segment provides adhesive tapes and self-adhesive products and system solutions for industries, craft businesses, and consumers. This segment offers its system solutions to the automotive, electronics, printing and paper, and building and construction industries. It offers its products under the NIVEA, Eucerin, La Prairie, Labello, Hansaplast, 8x4, FLORENA, Coppertone, HIDROFUGAL, GAMMON, SKIN STORIES, FLORENA FERMENTED SKINCARE, STOP THE WATER WHILE USING ME, CHAUL, TESA, O.W.N., Chantecaille, Elastoplast, CURITAS, and Beiersdorf brands. The company was founded in 1882 and is headquartered in Hamburg, Germany. Beiersdorf Aktiengesellschaft is a subsidiary of maxingvest ag.

Full BDRFY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.