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BDSCX vs SCHD: Dividend Comparison 2026

BDSCX yields 4.28% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $2.6K in total portfolio value
10 years
BDSCX
BDSCX
● Live price
4.28%
Share price
$18.68
Annual div
$0.80
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$563.16
Full BDSCX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — BDSCX vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBDSCXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BDSCX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BDSCX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BDSCX
Annual income on $10K today (after 15% tax)
$363.78/yr
After 10yr DRIP, annual income (after tax)
$478.69/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, BDSCX beats the other by $116.63/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BDSCX + SCHD for your $10,000?

BDSCX: 50%SCHD: 50%
100% SCHD50/50100% BDSCX
Portfolio after 10yr
$27.7K
Annual income
$494.55/yr
Blended yield
1.78%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BDSCX buys
0
SCHD buys
0
No recent congressional trades found for BDSCX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBDSCXSCHD
Forward yield4.28%3.46%
Annual dividend / share$0.80$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K$29.0K
Annual income after 10y$563.16$425.95
Total dividends collected$5.0K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BDSCX vs SCHD ($10,000, DRIP)

YearBDSCX PortfolioBDSCX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,128$427.98$11,226$346.36$98.00SCHD
2$12,352$445.10$12,572$357.38$220.00SCHD
3$13,678$461.74$14,046$367.84$368.00SCHD
4$15,114$477.87$15,660$377.73$546.00SCHD
5$16,665$493.47$17,425$387.07$760.00SCHD
6$18,340$508.53$19,354$395.86$1.0KSCHD
7$20,147$523.03$21,461$404.13$1.3KSCHD
8$22,094$536.97$23,762$411.89$1.7KSCHD
9$24,191$550.35$26,272$419.15$2.1KSCHD
10$26,448$563.16$29,010$425.95$2.6KSCHD

BDSCX vs SCHD: Complete Analysis 2026

BDSCXStock

The investment seeks capital appreciation over the long term. Under normal circumstances, the fund seeks to invest at least 80% of its net assets plus any borrowings for investment purposes in equity securities or other financial instruments that are components of, or have market capitalizations similar to, the securities included in the Russell 2000® Index. It primarily seeks to buy common stock and may also invest in preferred stock and convertible securities. From time to time the fund may invest in shares of companies through new issues or initial public offerings (IPOs).

Full BDSCX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.