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BERK vs FCPT: Dividend Comparison 2026

BERK yields 20.18% · FCPT yields 6.05%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BERK wins by $24.8K in total portfolio value
10 years
BERK
BERK
● Live price
20.18%
Share price
$12.44
Annual div
$2.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$73.8K
Annual income
$6,866.46
Full BERK calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — BERK vs FCPT

📍 BERK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBERKFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BERK + FCPT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BERK pays
FCPT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BERK
Annual income on $10K today (after 15% tax)
$1,714.96/yr
After 10yr DRIP, annual income (after tax)
$5,836.49/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, BERK beats the other by $927.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BERK + FCPT for your $10,000?

BERK: 50%FCPT: 50%
100% FCPT50/50100% BERK
Portfolio after 10yr
$61.4K
Annual income
$6,320.87/yr
Blended yield
10.29%
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Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

BERK
No analyst data
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BERK buys
0
FCPT buys
0
No recent congressional trades found for BERK or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBERKFCPT
Forward yield20.18%6.05%
Annual dividend / share$2.51$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.8%
Portfolio after 10y$73.8K$49.1K
Annual income after 10y$6,866.46$5,775.28
Total dividends collected$42.2K$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: BERK vs FCPT ($10,000, DRIP)

YearBERK PortfolioBERK Income/yrFCPT PortfolioFCPT Income/yrGap
1← crossover$12,718$2,017.60$11,401$700.92+$1.3KBERK
2$16,006$2,398.04$13,064$864.84+$2.9KBERK
3$19,947$2,820.64$15,051$1,072.48+$4.9KBERK
4$24,628$3,285.19$17,442$1,337.22+$7.2KBERK
5$30,143$3,790.85$20,340$1,677.08+$9.8KBERK
6$36,589$4,336.18$23,880$2,116.57+$12.7KBERK
7$44,070$4,919.14$28,241$2,689.36+$15.8KBERK
8$52,692$5,537.21$33,660$3,442.07+$19.0KBERK
9$62,568$6,187.42$40,456$4,439.95+$22.1KBERK
10$73,814$6,866.46$49,063$5,775.28+$24.8KBERK

BERK vs FCPT: Complete Analysis 2026

BERKStock

Berkshire Bancorp Inc. operates as the bank holding company for The Berkshire Bank that provides community banking services primarily to businesses, professionals, and retail customers. The company offers statement savings, NOW, money market deposit, and checking accounts, as well as certificates of deposit. It also provides commercial and industrial, commercial and residential real estate, multi-family real estate, construction, and consumer loans, as well as mortgages and finance leasing services. In addition, the company offers ATM and debit cards; safe deposit boxes; bill pay, collection, remote deposit capture, and foreign exchange services; and mobile, telephone, and online banking services. It operates through two branches located in Manhattan; four branches located in Brooklyn, New York; four branches located in Orange and Sullivan Counties in New York State; and one branch located in Teaneck, New Jersey. Berkshire Bancorp Inc. was founded in 1871 and is headquartered in New York, New York.

Full BERK Calculator →

FCPTREIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.