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BERN vs RYLD: Dividend Comparison 2026

BERN yields 6.94% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BERN wins by $3.6K in total portfolio value
10 years
BERN
BERN
● Live price
6.94%
Share price
$28.83
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$1,078.15
Full BERN calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — BERN vs RYLD

📍 BERN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBERNRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BERN + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
BERN pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BERN
Annual income on $10K today (after 15% tax)
$589.77/yr
After 10yr DRIP, annual income (after tax)
$916.43/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, BERN beats the other by $152.12/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BERN + RYLD for your $10,000?

BERN: 50%RYLD: 50%
100% RYLD50/50100% BERN
Portfolio after 10yr
$29.8K
Annual income
$988.67/yr
Blended yield
3.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BERN buys
0
RYLD buys
0
No recent congressional trades found for BERN or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBERNRYLD
Forward yield6.94% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$31.6K ✓$28.0K
Annual income after 10y$1,078.15 ✓$899.19
Total dividends collected$8.9K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BERN vs RYLD ($10,000, DRIP)

YearBERN PortfolioBERN Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,394$693.84$11,120$420.00+$274.00 → BERN
2$12,930$738.83$12,357$458.31+$573.00 → BERN
3$14,619$783.61$13,721$499.76+$898.00 → BERN
4$16,470$827.99$15,227$544.58+$1.2K → BERN
5$18,495$871.82$16,885$593.02+$1.6K → BERN
6$20,705$914.95$18,713$645.34+$2.0K → BERN
7$23,111$957.25$20,724$701.81+$2.4K → BERN
8$25,728$998.61$22,938$762.73+$2.8K → BERN
9$28,567$1,038.94$25,372$828.41+$3.2K → BERN
10$31,645$1,078.15$28,047$899.19+$3.6K → BERN

BERN vs RYLD: Complete Analysis 2026

BERN — Stock

BERN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BERN shares.

Full BERN Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.