HomeCompareBERN vs SPHD

BERN vs SPHD: Dividend Comparison 2026

BERN yields 6.94% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BERN wins by $5.1K in total portfolio value
10 years
BERN
BERN
● Live price
6.94%
Share price
$28.83
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$31.6K
Annual income
$1,078.15
Full BERN calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — BERN vs SPHD

📍 BERN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBERNSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BERN + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BERN pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BERN
Annual income on $10K today (after 15% tax)
$589.77/yr
After 10yr DRIP, annual income (after tax)
$916.43/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, BERN beats the other by $430.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BERN + SPHD for your $10,000?

BERN: 50%SPHD: 50%
100% SPHD50/50100% BERN
Portfolio after 10yr
$29.1K
Annual income
$824.73/yr
Blended yield
2.84%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BERN buys
0
SPHD buys
0
No recent congressional trades found for BERN or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBERNSPHD
Forward yield6.94%4.33%
Annual dividend / share$2.00$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$31.6K$26.5K
Annual income after 10y$1,078.15$571.32
Total dividends collected$8.9K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BERN vs SPHD ($10,000, DRIP)

YearBERN PortfolioBERN Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,394$693.84$11,133$432.85+$261.00BERN
2$12,930$738.83$12,363$450.36+$567.00BERN
3$14,619$783.61$13,695$467.39+$924.00BERN
4$16,470$827.99$15,138$483.90+$1.3KBERN
5$18,495$871.82$16,697$499.88+$1.8KBERN
6$20,705$914.95$18,382$515.31+$2.3KBERN
7$23,111$957.25$20,198$530.17+$2.9KBERN
8$25,728$998.61$22,157$544.46+$3.6KBERN
9$28,567$1,038.94$24,266$558.18+$4.3KBERN
10$31,645$1,078.15$26,536$571.32+$5.1KBERN

BERN vs SPHD: Complete Analysis 2026

BERNStock

BERN is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in BERN shares.

Full BERN Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.