HomeCompareBFCC vs GIS

BFCC vs GIS: Dividend Comparison 2026

BFCC yields 1.98% · GIS yields 6.55%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BFCC wins by $61.50M in total portfolio value· pulled ahead in Year 4
10 years
BFCC
BFCC
● Live price
1.98%
Share price
$53.00
Annual div
$1.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61.58M
Annual income
$56,137,146.60
Full BFCC calculator →
GIS
GIS
● Live price
6.55%
Share price
$37.11
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.2K
Annual income
$16,311.42
Full GIS calculator →

Portfolio growth — BFCC vs GIS

📍 BFCC pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBFCCGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, BFCC + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BFCC pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFCC
Annual income on $10K today (after 15% tax)
$168.40/yr
After 10yr DRIP, annual income (after tax)
$47,716,574.61/yr
GIS
Annual income on $10K today (after 15% tax)
$556.59/yr
After 10yr DRIP, annual income (after tax)
$13,864.71/yr
At 15% tax rate, BFCC beats the other by $47,702,709.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BFCC + GIS for your $10,000?

BFCC: 50%GIS: 50%
100% GIS50/50100% BFCC
Portfolio after 10yr
$30.83M
Annual income
$28,076,729.01/yr
Blended yield
91.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

BFCC
No analyst data
Altman Z
0.1
Piotroski
6/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.8% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFCC buys
0
GIS buys
12
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$GIS▼ Sell$1,001 - $15,0002026-02-10
Gilbert Cisneros🏢 House$GIS▲ Buy$1,001 - $15,0002025-12-19
Ro Khanna🏢 House$GIS▲ Buy$1,001 - $15,0002025-09-29
Dan Newhouse🏢 House$GIS▲ Buy$1,001 - $15,0002025-08-18
Gilbert Cisneros🏢 House$GIS▼ Sell$1,001 - $15,0002025-08-05
Ro Khanna🏢 House$GIS▲ Buy$1,000 - $15,0002025-08-04
Ro Khanna🏢 House$GIS▲ Buy$1,001 - $15,0002025-07-24
Lisa McClain🏢 House$GIS▼ Sell$1,001 - $15,0002025-07-16
Lisa McClain🏢 House$GIS▲ Buy$1,001 - $15,0002025-07-10
Gilbert Cisneros🏢 House$GIS▲ Buy$1,001 - $15,0002025-07-03
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBFCCGIS
Forward yield1.98%6.55%
Annual dividend / share$1.05$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.8%
Portfolio after 10y$61.58M$79.2K
Annual income after 10y$56,137,146.60$16,311.42
Total dividends collected$61.14M$51.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: BFCC vs GIS ($10,000, DRIP)

YearBFCC PortfolioBFCC Income/yrGIS PortfolioGIS Income/yrGap
1$11,096$396.23$11,504$804.11$408.00GIS
2$12,695$821.80$13,371$1,061.65$676.00GIS
3$15,341$1,757.36$15,723$1,416.15$382.00GIS
4← crossover$20,384$3,969.44$18,735$1,911.16+$1.6KBFCC
5$31,670$9,858.67$22,660$2,613.51+$9.0KBFCC
6$62,516$28,629.72$27,874$3,627.81+$34.6KBFCC
7$172,529$105,636.31$34,947$5,121.52+$137.6KBFCC
8$729,520$544,914.19$44,762$7,369.21+$684.8KBFCC
9$5,087,342$4,306,755.95$58,728$10,832.80+$5.03MBFCC
10$61,580,603$56,137,146.60$79,151$16,311.42+$61.50MBFCC

BFCC vs GIS: Complete Analysis 2026

BFCCStock

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in east central and central Mississippi, and northwest and west Alabama. It offers personal and business checking and savings products. The company also provides home mortgages; construction, home equity, auto, boat and recreational vehicle, personal, business term, equipment, commercial real estate, and agricultural loans; SBA lending services; and business lines of credit. In addition, it offers debit and credit cards; and online banking and bill pay, e-statement, mobile banking, remote deposit capture, merchant card, and overdraft protection services. Further, the company provides wealth management, cashier checks, safe deposit boxes, wire transfers, night depository, pre-authorized debit, bank by mail, direct deposit, drive-thru teller, notary, and fax services. The company operates through 36 branch locations in Mississippi and Alabama, as well as one mortgage office in Oxford, Mississippi. BankFirst Capital Corporation was founded in 1888 and is headquartered in Columbus, Mississippi.

Full BFCC Calculator →

GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

Full GIS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.