HomeCompareBFCC vs VIG

BFCC vs VIG: Dividend Comparison 2026

BFCC yields 1.98% · VIG yields 1.63%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BFCC wins by $61.60M in total portfolio value· pulled ahead in Year 3
10 years
BFCC
BFCC
● Live price
1.98%
Share price
$52.99
Annual div
$1.05
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$61.63M
Annual income
$56,183,614.79
Full BFCC calculator →
VIG
Vanguard Dividend Appreciation ETF
● Live price
1.63%
Share price
$212.51
Annual div
$3.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.3K
Annual income
$177.50
Full VIG calculator →

Portfolio growth — BFCC vs VIG

📍 BFCC pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBFCCVIG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BFCC + VIG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BFCC pays
VIG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFCC
Annual income on $10K today (after 15% tax)
$168.43/yr
After 10yr DRIP, annual income (after tax)
$47,756,072.57/yr
VIG
Annual income on $10K today (after 15% tax)
$138.14/yr
After 10yr DRIP, annual income (after tax)
$150.88/yr
At 15% tax rate, BFCC beats the other by $47,755,921.70/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BFCC + VIG for your $10,000?

BFCC: 50%VIG: 50%
100% VIG50/50100% BFCC
Portfolio after 10yr
$30.83M
Annual income
$28,091,896.15/yr
Blended yield
91.11%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFCC buys
0
VIG buys
1
PoliticianChamberTickerTypeAmountDate
Thomas R. Carper🏛 Senate$VIG▲ Buy$1,001 - $15,0002024-05-16
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002024-01-26
Lindsey Graham🏛 Senate$VIG▼ Sell$15,001 - $50,0002023-12-28
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBFCCVIG
Forward yield1.98%1.63%
Annual dividend / share$1.05$3.45
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$61.63M$32.3K
Annual income after 10y$56,183,614.79$177.50
Total dividends collected$61.19M$1.7K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: BFCC vs VIG ($10,000, DRIP)

YearBFCC PortfolioBFCC Income/yrVIG PortfolioVIG Income/yrGap
1$11,096$396.30$11,303$162.52$207.00VIG
2$12,695$821.96$12,756$164.89$61.00VIG
3← crossover$15,341$1,757.72$14,377$167.05+$964.00BFCC
4$20,386$3,970.35$16,185$169.02+$4.2KBFCC
5$31,674$9,861.30$18,201$170.80+$13.5KBFCC
6$62,530$28,639.02$20,448$172.42+$42.1KBFCC
7$172,587$105,679.75$22,953$173.89+$149.6KBFCC
8$729,869$545,201.28$25,745$175.21+$704.1KBFCC
9$5,090,593$4,309,632.41$28,857$176.41+$5.06MBFCC
10$61,630,549$56,183,614.79$32,324$177.50+$61.60MBFCC

BFCC vs VIG: Complete Analysis 2026

BFCCStock

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in east central and central Mississippi, and northwest and west Alabama. It offers personal and business checking and savings products. The company also provides home mortgages; construction, home equity, auto, boat and recreational vehicle, personal, business term, equipment, commercial real estate, and agricultural loans; SBA lending services; and business lines of credit. In addition, it offers debit and credit cards; and online banking and bill pay, e-statement, mobile banking, remote deposit capture, merchant card, and overdraft protection services. Further, the company provides wealth management, cashier checks, safe deposit boxes, wire transfers, night depository, pre-authorized debit, bank by mail, direct deposit, drive-thru teller, notary, and fax services. The company operates through 36 branch locations in Mississippi and Alabama, as well as one mortgage office in Oxford, Mississippi. BankFirst Capital Corporation was founded in 1888 and is headquartered in Columbus, Mississippi.

Full BFCC Calculator →

VIGETF

Seeks to track the performance of the S&P U.S. Dividend Growers Index.Passively managed, full-replication approach.Fund remains fully invested.Large-cap equity, emphasizing stocks with a record of growing their dividends year over year.Low expenses minimize net tracking error.With respect to 75% of its total assets, the fund may not: (1) purchase more than 10% of the outstanding voting securities of any one issuer or (2) purchase securities of any issuer if, as a result, more than 5% of the fund’s total assets would be invested in that issuer’s securities; except as may be necessary to approximate the composition of its target index. This limitation does not apply to obligations of the U.S. government or its agencies or instrumentalities.

Full VIG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.