HomeCompareBFCFX vs XYLD

BFCFX vs XYLD: Dividend Comparison 2026

BFCFX yields 4.24% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BFCFX wins by $1.1K in total portfolio value
10 years
BFCFX
BFCFX
● Live price
4.24%
Share price
$9.42
Annual div
$0.40
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.4K
Annual income
$556.29
Full BFCFX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — BFCFX vs XYLD

📍 BFCFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBFCFXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BFCFX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BFCFX pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFCFX
Annual income on $10K today (after 15% tax)
$360.28/yr
After 10yr DRIP, annual income (after tax)
$472.85/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,263.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BFCFX + XYLD for your $10,000?

BFCFX: 50%XYLD: 50%
100% XYLD50/50100% BFCFX
Portfolio after 10yr
$25.8K
Annual income
$1,887.66/yr
Blended yield
7.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFCFX buys
0
XYLD buys
0
No recent congressional trades found for BFCFX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBFCFXXYLD
Forward yield4.24%10.98%
Annual dividend / share$0.40$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.4K$25.3K
Annual income after 10y$556.29$3,219.02
Total dividends collected$4.9K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BFCFX vs XYLD ($10,000, DRIP)

YearBFCFX PortfolioBFCFX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,124$423.86$10,818$1,098.39+$306.00BFCFX
2$12,343$440.65$11,738$1,222.51+$605.00BFCFX
3$13,664$456.97$12,774$1,364.64+$890.00BFCFX
4$15,093$472.78$13,944$1,527.86+$1.1KBFCFX
5$16,638$488.07$15,270$1,715.87+$1.4KBFCFX
6$18,306$502.82$16,775$1,933.09+$1.5KBFCFX
7$20,104$517.02$18,490$2,184.87+$1.6KBFCFX
8$22,042$530.67$20,450$2,477.63+$1.6KBFCFX
9$24,129$543.76$22,697$2,819.19+$1.4KBFCFX
10$26,374$556.29$25,280$3,219.02+$1.1KBFCFX

BFCFX vs XYLD: Complete Analysis 2026

BFCFXStock

The investment seeks to provide maximum total return consistent with capital preservation and prudent risk management. The fund normally invests at least 80% of its assets in corporate debt securities, which may be represented by other investment instruments, including derivatives. It will also normally invest all of its assets in debt instruments, including bonds, mortgage- and other asset-backed securities, cash, cash equivalents and certain derivative instruments, with quality ratings of Baa3 or better or BBB- or better or in debt instruments that are unrated but determined at the time of purchase to be of equivalent quality by the investment adviser.

Full BFCFX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.