Is BFGIX or RYLD a better dividend investment in 2026?

BFGIX currently yields 3.48% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between BFGIX and RYLD?

BFGIX has a forward dividend yield of 3.48% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.66 percentage points.

Home › Compare › BFGIX vs RYLD

BFGIX vs RYLD: Dividend Comparison 2026

BFGIX yields 3.48% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $19.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BFGIX

● Live price

3.48%

Share price

$57.45

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.0K

Annual income

$435.50

Full BFGIX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BFGIX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BFGIX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BFGIX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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BFGIX pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFGIX

Annual income on $10K today (after 15% tax)

$295.91/yr

After 10yr DRIP, annual income (after tax)

$370.18/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,829.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BFGIX + RYLD for your $10,000?

BFGIX: 50%RYLD: 50%

100% RYLD50/50100% BFGIX

Portfolio after 10yr

$34.8K

Annual income

$1,511.42/yr

Blended yield

4.35%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFGIX buys

RYLD buys

No recent congressional trades found for BFGIX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBFGIXRYLD

Forward yield	3.48%	12.14% ✓
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.0K	$44.5K ✓
Annual income after 10y	$435.50	$2,587.35 ✓
Total dividends collected	$3.9K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BFGIX vs RYLD ($10,000, DRIP)

Year	BFGIX Portfolio	BFGIX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,048	$348.13	$11,914	$1,213.65	$866.00 → RYLD
2	$12,181	$359.46	$14,099	$1,351.30	$1.9K → RYLD
3	$13,404	$370.39	$16,580	$1,494.55	$3.2K → RYLD
4	$14,723	$380.91	$19,384	$1,642.61	$4.7K → RYLD
5	$16,145	$391.03	$22,535	$1,794.70	$6.4K → RYLD
6	$17,676	$400.73	$26,063	$1,950.00	$8.4K → RYLD
7	$19,323	$410.03	$29,995	$2,107.69	$10.7K → RYLD
8	$21,095	$418.92	$34,361	$2,266.99	$13.3K → RYLD
9	$22,999	$427.41	$39,194	$2,427.12	$16.2K → RYLD
10	$25,044	$435.50	$44,525	$2,587.35	$19.5K → RYLD

BFGIX vs RYLD: Complete Analysis 2026

BFGIX — Stock

The fund invests for the long term primarily in equity securities in the form of common stock of U.S. small- and mid-sized growth companies. The Adviser defines small- and mid-sized companies as those, at the time of purchase, with market capitalizations up to the largest market cap stock in the Russell Midcap Growth Index at reconstitution. Because of its long-term approach, the fund could have a significant percentage of its assets invested in securities that have appreciated beyond their original market cap ranges. It is non-diversified.

Full BFGIX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.