HomeCompareBFIN vs JEPI

BFIN vs JEPI: Dividend Comparison 2026

BFIN yields 2.50% · JEPI yields 8.56%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 JEPI wins by $6.0K in total portfolio value
10 years
BFIN
BFIN
● Live price
2.50%
Share price
$12.00
Annual div
$0.30
5Y div CAGR
-0.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.3K
Annual income
$281.43
Full BFIN calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.56%
Share price
$55.65
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.3K
Annual income
$1,573.67
Full JEPI calculator →

Portfolio growth — BFIN vs JEPI

📍 JEPI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBFINJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BFIN + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BFIN pays
JEPI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFIN
Annual income on $10K today (after 15% tax)
$212.50/yr
After 10yr DRIP, annual income (after tax)
$239.22/yr
JEPI
Annual income on $10K today (after 15% tax)
$727.38/yr
After 10yr DRIP, annual income (after tax)
$1,337.62/yr
At 15% tax rate, JEPI beats the other by $1,098.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BFIN + JEPI for your $10,000?

BFIN: 50%JEPI: 50%
100% JEPI50/50100% BFIN
Portfolio after 10yr
$26.3K
Annual income
$927.54/yr
Blended yield
3.52%
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Analyst Conviction Gap

Where Wall Street is split right now

BFIN
Analyst Ratings
2
Hold
Consensus: Hold
Altman Z
-0.3
Piotroski
8/9
JEPI
No analyst data
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFIN buys
0
JEPI buys
0
No recent congressional trades found for BFIN or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBFINJEPI
Forward yield2.50%8.56%
Annual dividend / share$0.30$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-0.4%0%
Portfolio after 10y$23.3K$29.3K
Annual income after 10y$281.43$1,573.67
Total dividends collected$2.7K$12.0K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: BFIN vs JEPI ($10,000, DRIP)

YearBFIN PortfolioBFIN Income/yrJEPI PortfolioJEPI Income/yrGap
1← crossover$10,949$249.00$11,276$855.74$327.00JEPI
2$11,969$253.78$12,675$926.02$706.00JEPI
3$13,065$258.24$14,207$999.01$1.1KJEPI
4$14,242$262.39$15,878$1,074.57$1.6KJEPI
5$15,505$266.24$17,697$1,152.57$2.2KJEPI
6$16,861$269.81$19,674$1,232.87$2.8KJEPI
7$18,314$273.10$21,815$1,315.29$3.5KJEPI
8$19,872$276.13$24,131$1,399.68$4.3KJEPI
9$21,542$278.90$26,630$1,485.86$5.1KJEPI
10$23,331$281.43$29,323$1,573.67$6.0KJEPI

BFIN vs JEPI: Complete Analysis 2026

BFINStock

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.

Full BFIN Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.