Is BFLBY or XYLD a better dividend investment in 2026?

BFLBY currently yields 2.28% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BFLBY and XYLD?

BFLBY has a forward dividend yield of 2.28% ($0.54/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.70 percentage points.

Home › Compare › BFLBY vs XYLD

BFLBY vs XYLD: Dividend Comparison 2026

BFLBY yields 2.28% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BFLBY wins by $114.37M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BFLBY

● Live price

2.28%

Share price

$23.69

Annual div

$0.54

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$114.40M

Annual income

$105,512,401.10

Full BFLBY calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BFLBY vs XYLD

📍 BFLBY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BFLBY	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BFLBY + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BFLBY pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFLBY

Annual income on $10K today (after 15% tax)

$193.86/yr

After 10yr DRIP, annual income (after tax)

$89,685,540.93/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BFLBY beats the other by $89,682,804.77/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BFLBY + XYLD for your $10,000?

BFLBY: 50%XYLD: 50%

100% XYLD50/50100% BFLBY

Portfolio after 10yr

$57.21M

Annual income

$52,757,810.06/yr

Blended yield

92.21%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BFLBY right now

BFLBY

Analyst Ratings

Buy

Consensus: Buy

Altman Z

3.0

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFLBY buys

XYLD buys

No recent congressional trades found for BFLBY or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBFLBYXYLD

Forward yield	2.28%	10.98% ✓
Annual dividend / share	$0.54	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$114.40M ✓	$25.3K
Annual income after 10y	$105,512,401.10 ✓	$3,219.02
Total dividends collected	$113.71M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BFLBY vs XYLD ($10,000, DRIP)

Year	BFLBY Portfolio	BFLBY Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,156	$456.13	$10,818	$1,098.39	+$338.00 → BFLBY
2	$12,888	$951.16	$11,738	$1,222.51	+$1.1K → BFLBY
3	$15,844	$2,053.89	$12,774	$1,364.64	+$3.1K → BFLBY
4	$21,673	$4,719.58	$13,944	$1,527.86	+$7.7K → BFLBY
5	$35,257	$12,066.88	$15,270	$1,715.87	+$20.0K → BFLBY
6	$74,417	$36,691.69	$16,775	$1,933.09	+$57.6K → BFLBY
7	$224,383	$144,756.85	$18,490	$2,184.87	+$205.9K → BFLBY
8	$1,055,929	$815,839.34	$20,450	$2,477.63	+$1.04M → BFLBY
9	$8,306,072	$7,176,228.00	$22,697	$2,819.19	+$8.28M → BFLBY
10	$114,399,898	$105,512,401.10	$25,280	$3,219.02	+$114.37M → BFLBY

BFLBY vs XYLD: Complete Analysis 2026

BFLBY — Stock

Bilfinger SE provides industrial services to customers in the process industry primarily in Europe, North America, and the Middle East. The company offers engineering, project, maintenance, turnaround, rotating equipment, and inspection services. It also provides new construction and decommissioning of nuclear power plants, treatment of radioactive waste, nuclear fusion services. In addition, the company offers energy efficiency, carbon capture, utilization, and storage; hydrogen, hydropower, wind power services. Further, the company provides design and engineering, plant engineering and assembly operation and optimization, bilfinger connected asset performance, PID graph, and mobile and web application services. It serves customers in chemical and petrochemical, energy and utilities, oil and gas, pharmaceuticals and biopharma, metallurgy, and cement industries. Bilfinger SE was founded in 1880 and is headquartered in Mannheim, Germany.

Full BFLBY Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.