Is BFSAF or XYLD a better dividend investment in 2026?

BFSAF currently yields 2.14% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BFSAF and XYLD?

BFSAF has a forward dividend yield of 2.14% ($0.74/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 8.84 percentage points.

Home › Compare › BFSAF vs XYLD

BFSAF vs XYLD: Dividend Comparison 2026

BFSAF yields 2.14% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $5.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BFSAF

● Live price

2.14%

Share price

$34.38

Annual div

$0.74

5Y div CAGR

-46.4%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.1K

Annual income

$0.43

Full BFSAF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BFSAF vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BFSAF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BFSAF + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BFSAF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFSAF

Annual income on $10K today (after 15% tax)

$182.27/yr

After 10yr DRIP, annual income (after tax)

$0.37/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,735.80/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BFSAF + XYLD for your $10,000?

BFSAF: 50%XYLD: 50%

100% XYLD50/50100% BFSAF

Portfolio after 10yr

$22.7K

Annual income

$1,609.72/yr

Blended yield

7.09%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BFSAF right now

BFSAF

Analyst Ratings

Buy

Hold

Consensus: Buy

Altman Z

1.9

Piotroski

8/9

XYLD

No analyst data

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFSAF buys

XYLD buys

No recent congressional trades found for BFSAF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBFSAFXYLD

Forward yield	2.14%	10.98% ✓
Annual dividend / share	$0.74	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-46.4%	0% ✓
Portfolio after 10y	$20.1K	$25.3K ✓
Annual income after 10y	$0.43	$3,219.02 ✓
Total dividends collected	$249.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BFSAF vs XYLD ($10,000, DRIP)

Year	BFSAF Portfolio	BFSAF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,815	$114.94	$10,818	$1,098.39	$3.00 → XYLD
2	$11,634	$62.27	$11,738	$1,222.51	$104.00 → XYLD
3	$12,482	$33.56	$12,774	$1,364.64	$292.00 → XYLD
4	$13,374	$18.03	$13,944	$1,527.86	$570.00 → XYLD
5	$14,320	$9.68	$15,270	$1,715.87	$950.00 → XYLD
6	$15,327	$5.19	$16,775	$1,933.09	$1.4K → XYLD
7	$16,403	$2.78	$18,490	$2,184.87	$2.1K → XYLD
8	$17,553	$1.49	$20,450	$2,477.63	$2.9K → XYLD
9	$18,782	$0.80	$22,697	$2,819.19	$3.9K → XYLD
10	$20,098	$0.43	$25,280	$3,219.02	$5.2K → XYLD

BFSAF vs XYLD: Complete Analysis 2026

BFSAF — Stock

Befesa S.A. provides environmental recycling services to the steel and aluminum industries in European, Asian, and North American markets. It operates through two segments, Steel Dust Recycling Services and Aluminium Salt Slags Recycling Services. The Steel Dust Recycling Services segment collects and recycles steel dust and other steel residues generated in the production of crude, stainless, and galvanized steel. The Aluminium Salt Slags Recycling Services segment recycles salt slags; spent pot linings, a hazardous residue generated by primary aluminum producers; and recovers and sells salt, aluminum concentrate, and aluminum oxides. This segment also collects and recycles aluminum scrap and other aluminum residues, such as aluminum dross, shavings, and cuttings; and produces secondary aluminum alloys for automotive and construction industries. The company also offers logistics and waelz oxide treatment services; develops projects and technology; and operates as a marketing company. Befesa S.A. was founded in 1987 and is based in Luxembourg City, Luxembourg.

Full BFSAF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.