Is BFSAX or XYLD a better dividend investment in 2026?

BFSAX currently yields 10.52% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between BFSAX and XYLD?

BFSAX has a forward dividend yield of 10.52% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 0.46 percentage points.

Home › Compare › BFSAX vs XYLD

BFSAX vs XYLD: Dividend Comparison 2026

BFSAX yields 10.52% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BFSAX wins by $14.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BFSAX

● Live price

10.52%

Share price

$19.02

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$40.1K

Annual income

$2,033.64

Full BFSAX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BFSAX vs XYLD

📍 BFSAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BFSAX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BFSAX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BFSAX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFSAX

Annual income on $10K today (after 15% tax)

$893.80/yr

After 10yr DRIP, annual income (after tax)

$1,728.59/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,007.57/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BFSAX + XYLD for your $10,000?

BFSAX: 50%XYLD: 50%

100% XYLD50/50100% BFSAX

Portfolio after 10yr

$32.7K

Annual income

$2,626.33/yr

Blended yield

8.04%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFSAX buys

XYLD buys

No recent congressional trades found for BFSAX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBFSAXXYLD

Forward yield	10.52%	10.98% ✓
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$40.1K ✓	$25.3K
Annual income after 10y	$2,033.64	$3,219.02 ✓
Total dividends collected	$15.4K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BFSAX vs XYLD ($10,000, DRIP)

Year	BFSAX Portfolio	BFSAX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,752	$1,051.52	$10,818	$1,098.39	+$934.00 → BFSAX
2	$13,729	$1,154.86	$11,738	$1,222.51	+$2.0K → BFSAX
3	$15,951	$1,260.93	$12,774	$1,364.64	+$3.2K → BFSAX
4	$18,437	$1,369.16	$13,944	$1,527.86	+$4.5K → BFSAX
5	$21,206	$1,479.00	$15,270	$1,715.87	+$5.9K → BFSAX
6	$24,281	$1,589.88	$16,775	$1,933.09	+$7.5K → BFSAX
7	$27,681	$1,701.28	$18,490	$2,184.87	+$9.2K → BFSAX
8	$31,432	$1,812.68	$20,450	$2,477.63	+$11.0K → BFSAX
9	$35,556	$1,923.62	$22,697	$2,819.19	+$12.9K → BFSAX
10	$40,078	$2,033.64	$25,280	$3,219.02	+$14.8K → BFSAX

BFSAX vs XYLD: Complete Analysis 2026

BFSAX — Stock

The investment seeks long-term appreciation through growth of principal and income. The fund will invest primarily in large capitalization common stocks that in the opinion of the fund's adviser, Bradley, Foster & Sargent, Inc. (the "Adviser"), appear to be high quality and attractively valued companies. Equity securities in which the fund may invest include common stocks and common stock equivalents and shares of other investment companies (including open-end and closed-end funds and exchange-traded funds ("ETFs")) whose portfolios primarily consist of equity securities.

Full BFSAX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.