Is BFZ or FCPT a better dividend investment in 2026?

BFZ currently yields 5.49% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FCPT offers higher current income.

What is the dividend yield difference between BFZ and FCPT?

BFZ has a forward dividend yield of 5.49% ($0.61/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 0.56 percentage points.

Home › Compare › BFZ vs FCPT

BFZ vs FCPT: Dividend Comparison 2026

BFZ yields 5.49% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BFZ wins by $4.36M in total portfolio value

INVESTMENT

TIME HORIZON10 years

BFZ

● Live price

5.49%

Share price

$11.11

Annual div

$0.61

5Y div CAGR

59.7%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.41M

Annual income

$3,310,354.22

Full BFZ calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — BFZ vs FCPT

📍 BFZ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BFZ	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BFZ + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BFZ pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BFZ

Annual income on $10K today (after 15% tax)

$466.70/yr

After 10yr DRIP, annual income (after tax)

$2,813,801.09/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, BFZ beats the other by $2,808,892.10/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BFZ + FCPT for your $10,000?

BFZ: 50%FCPT: 50%

100% FCPT50/50100% BFZ

Portfolio after 10yr

$2.23M

Annual income

$1,658,064.75/yr

Blended yield

74.38%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

BFZ

No analyst data

Altman Z

0.4

Piotroski

5/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BFZ buys

FCPT buys

No recent congressional trades found for BFZ or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBFZFCPT

Forward yield	5.49%	6.05% ✓
Annual dividend / share	$0.61	$1.43 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	59.7% ✓	15.8%
Portfolio after 10y	$4.41M	$49.1K ✓
Annual income after 10y	$3,310,354.22 ✓	$5,775.28
Total dividends collected	$4.28M	$24.1K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: BFZ vs FCPT ($10,000, DRIP)

Year	BFZ Portfolio	BFZ Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$11,577	$876.84	$11,401	$700.92	+$176.00 → BFZ
2	$13,902	$1,515.07	$13,064	$864.84	+$838.00 → BFZ
3	$17,591	$2,715.50	$15,051	$1,072.48	+$2.5K → BFZ
4	$23,951	$5,128.30	$17,442	$1,337.22	+$6.5K → BFZ
5	$36,048	$10,421.30	$20,340	$1,677.08	+$15.7K → BFZ
6	$61,982	$23,410.62	$23,880	$2,116.57	+$38.1K → BFZ
7	$126,399	$60,078.12	$28,241	$2,689.36	+$98.2K → BFZ
8	$318,105	$182,857.80	$33,660	$3,442.07	+$284.4K → BFZ
9	$1,027,220	$686,847.68	$40,456	$4,439.95	+$986.8K → BFZ
10	$4,409,480	$3,310,354.22	$49,063	$5,775.28	+$4.36M → BFZ

BFZ vs FCPT: Complete Analysis 2026

BFZ — Stock

BlackRock California Municipal Income Trust is a closed ended fixed income mutual fund launched by BlackRock, Inc. It is managed by BlackRock Advisors, LLC. The fund invests in fixed income markets. It invests primarily in investment grade municipal bonds that are exempt from regular federal and California income taxes. BlackRock California Municipal Income Trust was formed on July 31, 2001 and is domiciled in United States.

Full BFZ Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.