Is BGRYX or XYLD a better dividend investment in 2026?

BGRYX currently yields 45.66% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: BGRYX offers higher current income.

What is the dividend yield difference between BGRYX and XYLD?

BGRYX has a forward dividend yield of 45.66% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 34.68 percentage points.

Home › Compare › BGRYX vs XYLD

BGRYX vs XYLD: Dividend Comparison 2026

BGRYX yields 45.66% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BGRYX wins by $288.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BGRYX

● Live price

45.66%

Share price

$4.38

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$314.2K

Annual income

$59,184.58

Full BGRYX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — BGRYX vs XYLD

📍 BGRYX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BGRYX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, BGRYX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BGRYX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BGRYX

Annual income on $10K today (after 15% tax)

$3,881.28/yr

After 10yr DRIP, annual income (after tax)

$50,306.89/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, BGRYX beats the other by $47,570.73/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of BGRYX + XYLD for your $10,000?

BGRYX: 50%XYLD: 50%

100% XYLD50/50100% BGRYX

Portfolio after 10yr

$169.7K

Annual income

$31,201.80/yr

Blended yield

18.38%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BGRYX buys

XYLD buys

No recent congressional trades found for BGRYX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBGRYXXYLD

Forward yield	45.66% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$314.2K ✓	$25.3K
Annual income after 10y	$59,184.58 ✓	$3,219.02
Total dividends collected	$245.1K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: BGRYX vs XYLD ($10,000, DRIP)

Year	BGRYX Portfolio	BGRYX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$15,266	$4,566.21	$10,818	$1,098.39	+$4.4K → BGRYX
2	$22,850	$6,514.83	$11,738	$1,222.51	+$11.1K → BGRYX
3	$33,562	$9,113.15	$12,774	$1,364.64	+$20.8K → BGRYX
4	$48,422	$12,509.97	$13,944	$1,527.86	+$34.5K → BGRYX
5	$68,679	$16,867.87	$15,270	$1,715.87	+$53.4K → BGRYX
6	$95,846	$22,359.45	$16,775	$1,933.09	+$79.1K → BGRYX
7	$131,718	$29,162.67	$18,490	$2,184.87	+$113.2K → BGRYX
8	$178,394	$37,455.38	$20,450	$2,477.63	+$157.9K → BGRYX
9	$238,290	$47,409.43	$22,697	$2,819.19	+$215.6K → BGRYX
10	$314,155	$59,184.58	$25,280	$3,219.02	+$288.9K → BGRYX

BGRYX vs XYLD: Complete Analysis 2026

BGRYX — Stock

The investment seeks to provide total investment return from income and appreciation. The fund normally targets an allocation of approximately 40% of its total assets in funds that invest principally in fixed income securities and 60% of its total assets in funds that invest principally in equity securities. Under normal market conditions, it allocates its assets among the underlying funds based on asset allocation target ranges of 30-50% of its total assets in funds that invest principally in fixed income securities and 50-70% of its total assets in funds that invest principally in equity securities.

Full BGRYX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.