Is BIATX or RYLD a better dividend investment in 2026?

BIATX currently yields 23.07% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: BIATX offers higher current income.

What is the dividend yield difference between BIATX and RYLD?

BIATX has a forward dividend yield of 23.07% ($2.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 10.93 percentage points.

Home › Compare › BIATX vs RYLD

BIATX vs RYLD: Dividend Comparison 2026

BIATX yields 23.07% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 BIATX wins by $43.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

BIATX

● Live price

23.07%

Share price

$8.67

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$88.0K

Annual income

$9,235.76

Full BIATX calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — BIATX vs RYLD

📍 BIATX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	BIATX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, BIATX + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

BIATX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BIATX

Annual income on $10K today (after 15% tax)

$1,960.90/yr

After 10yr DRIP, annual income (after tax)

$7,850.40/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, BIATX beats the other by $5,651.15/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BIATX + RYLD for your $10,000?

BIATX: 50%RYLD: 50%

100% RYLD50/50100% BIATX

Portfolio after 10yr

$66.3K

Annual income

$5,911.55/yr

Blended yield

8.92%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BIATX buys

RYLD buys

No recent congressional trades found for BIATX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricBIATXRYLD

Forward yield	23.07% ✓	12.14%
Annual dividend / share	$2.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$88.0K ✓	$44.5K
Annual income after 10y	$9,235.76 ✓	$2,587.35
Total dividends collected	$53.7K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: BIATX vs RYLD ($10,000, DRIP)

Year	BIATX Portfolio	BIATX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$13,007	$2,306.94	$11,914	$1,213.65	+$1.1K → BIATX
2	$16,722	$2,804.32	$14,099	$1,351.30	+$2.6K → BIATX
3	$21,262	$3,369.38	$16,580	$1,494.55	+$4.7K → BIATX
4	$26,754	$4,003.88	$19,384	$1,642.61	+$7.4K → BIATX
5	$33,335	$4,708.55	$22,535	$1,794.70	+$10.8K → BIATX
6	$41,152	$5,483.02	$26,063	$1,950.00	+$15.1K → BIATX
7	$50,358	$6,325.87	$29,995	$2,107.69	+$20.4K → BIATX
8	$61,118	$7,234.68	$34,361	$2,266.99	+$26.8K → BIATX
9	$73,602	$8,206.05	$39,194	$2,427.12	+$34.4K → BIATX
10	$87,990	$9,235.76	$44,525	$2,587.35	+$43.5K → BIATX

BIATX vs RYLD: Complete Analysis 2026

BIATX — Stock

The investment seeks to provide a competitive total return consistent with preservation of principal. Normally, the Adviser seeks to achieve the fund's investment objective by investing at least 80% of the value of its net assets in fixed income securities such as U.S. government securities, corporate fixed income securities, mortgage-backed and asset-backed securities. It invests in fixed income securities that primarily have a maturity that is between 0 and 30 years and are rated in the top four rating categories of a Nationally Recognized Statistical Rating Organization, or unrated and deemed to be of comparable quality by the Adviser.

Full BIATX Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

📬

Get this BIATX vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

BIATX vs SCHD BIATX vs JEPI BIATX vs O BIATX vs KO BIATX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.